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Adjustable Rate Mortgage - Law Dictionary Search Results

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adjustable-rate mortgage (arm)

Matched in: Term adjustable-rate mortgage (arm)

adjustable rate mortgage

Matched in: Term adjustable rate mortgage

arm

arm Adjustable Rate Mortgage; a mortgage loan subject to changes in interest rates; when rates change, ARM monthly payments increase or decrease

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mortgage

Matched in: Term mortgage

two step mortgage

Matched in: Term two step mortgage

points

$95,000, one point means you pay $950 to the lender. Lenders frequently charge points in both fixed-rate and adjustable-rate mortgages in order to increase the yield on the mortgage and to cover loan closing costs. These points

cap

cap a limit, such as one placed on an adjustable rate mortgage, on how much a monthly payment or interest rate can increase or decrease, either at each adjustment period

payment change date

payment change date the date when a new monthly payment amount takes effect on an adjustable-rate mortgage (ARM) or a graduated-payment mortgage (GPM). Generally, the payment change date occurs in the month immediately after

rate cap

Matched in: Term rate cap

convertible arm

convertible arm an adjustable-rate mortgage that provides the borrower the ability to convert to a fixed-rate within a specified time. Source: U.S.

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