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risk scoring

scoring an automated way to analyze a credit report verses a manual review. It takes into account late payments, outstanding debt, credit experience, and number of inquiries in an unbiased manner. Source: U.S. Department of Housing and

reserve

absorbing losses [a loan loss reserve] 2 : an insurance company's reserve representing the discounted value of future payments to be made on losses which may have already occurred policy reserve : an insurance company's reserve representing

remaining term

remaining term the original amortization term minus the number of payments that have been applied. Source: U.S. Department of Housing and Urban Development

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recoup

recoup : recover [would the overpayment from current claims payments "City of Cordova v. Medicaid Rate Commn., 789 P.2d 346 (1990)"]

receiver

receiver 1 : an officer charged with receiving tax payments or returns and other related duties (as the maintenance of tax rolls) 2 : a person appointed by

property

the marital deduction if the executor so elects providing that the spouse is entitled to receive income in payments made at least annually for life and that no one has a power to appoint any part of

principal

principal 1 : being the main or most important, consequential, or influential [their place of business] [the obligor] 2 : of, relating to, or constituting principal or a principal [the amount of the loan] n 1...

pmi

Mortgage Insurance; privately-owned companies that offer standard and special affordable mortgage insurance programs for qualified borrowers with down payments of less than 20% of a purchase price. Source: U.S. Department of Housing and Urban Development

partial claim

a borrower, with help from a lender, to get an interest-free loan from HUD to bring their mortgage payments up to date. Source: U.S. Department of Housing and Urban Development

Winding-up

liabilities are to be regulated according to the law of bankruptcy (s. 262). S. 264 provides for preferential payments and (if the company is registered in England) postpones the claims of debenture holders under any floating charge

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