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Net income

matrimonial jurisprudence the expression would normally mean total income derived less the cost of collection and other compulsory payments such as Income-tax etc. It does not mean net income after giving deduction for all the expenses incurred

Layaway

of the price of the goods, and may agree to other conditions with the seller, such as progress payments. The consumer receives the goods once the full purchase price has been paid, Black's Law Dictionary, 7th Edn.,

Husband and wife

or otherwise, in such manner and to such persons as shall appear to the justices to be proper. Payments under this Act, however, can only be made to the wife as a pauper; and a more liberal

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Appointed day

of deemed acceptance of any goods or any services by a buyer from a supplier. [Interest on Delayed Payments to Small Scale and Ancillary Industrial Undertakings Act, 1993 (32 of 1993), s. 2 (b)] 'Appointed day' with

coverage

: a risk assumed by the terms of an insurance contract [the policy lists four s: liability, medical payments, uninsured motorists, and physical damage]

Resumption

The act of resuming as the resumption of a grant of delegated powers of an argument of specie payments etc

current monthly income

debtor's spouse if the petition is a joint petition, but not including social security income and certain other payments made because the debtor is the victim of certain crimes. Source: Administrative Office of the U.S. Courts

loss mitigation

process to avoid foreclosure; the lender tries to help a borrower who has been unable to make loan payments and is in danger of defaulting on his or her loan Source: U.S. Department of Housing and Urban

interest rate swap

interest rate swap a transaction between two parties where each agrees to exchange payments tied to different interest rates for a specified period of time, generally based on a notional principal amount.

gross income

derived from dealings in property; (4) interest; (5) rents; (6) royalties; (7) dividends; (8) alimony and separate maintenance payments; (9) annuities; (10) income from life insurance and contracts for endowment insurance; (11) pensions; (12) income from discharge

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