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Mortgage - Law Dictionary Search Results

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va (department of veterans affairs)

va (department of veterans affairs) a federal agency, which guarantees loans made to veterans; similar to mortgage insurance, a loan guarantee protects lenders against loss that may result from a borrower default. Source: U.S. Department

Advanced member

member, a member of a building society who has obtained an advance of money from the society on mortgage of real or leasehold estate; see BUILDING SOCIETY.

Bottomry

A contract in the nature of a mortgage by which the owner of a ship or the master as his agent hypothecates and binds the ship

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title search

condition of title to real property usually that is the subject of a transaction (as a purchase or mortgage) [the borrower was required to pay for a title search]

transfer of ownership

any means by which ownership of a property changes hands. These include purchase of a property, assumption of mortgage debt, exchange of possession of a property via a land sales contract or any other land trust device.

unsecured claim

claim A claim or debt for which a creditor holds no special assurance of payment, such as a mortgage or lien; a debt for which credit was extended based solely upon the creditor's assessment of the debtor's

up front charges

up front charges the fees charged to homeowners by the lender at the time of closing a mortgage loan. This includes points, broker's fees, insurance, and other charges. Source: U.S. Department of Housing and Urban Development

Dead pledge

Dead pledge [mortuum vadium], a mortgage of lands or goods

Blanket clause

A clause as in a blanket mortgage or policy that includes a group or class of things rather than a number mentioned individually and having

Dismortgage

To redeem from mortgage

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