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Limitation of actions and prosecutions

or upon recognizance is twenty years after the cause of action has accrued, except in the case of mortgage debts which are now barred after twelve years, whether by covenant or collateral bond, by the R.P. Act,

Locke's Act

c. 34)), whereby the heir or devisee of real estate was first precluded from claiming payment of a mortgage on such estate out of the personal assets of the ancestor or testator. In respect of deaths after

Maintains or has maintained for him a dwelling place

a dwelling place' connotes the idea that the assessee owns or has taken on rent or on a mortgage with possession a dwelling house which he can legally and as of right occupy if he is so

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Makful and Mustaghraq

the present case, connote only one meaning and no other. They are terms to indicate that a simple mortgage has come into existence, Radhe Lal v. Kishori Lal, AIR 1935 Lah 527.

Mortgagor

Mortgagor, he that gives a mortgage as security for a loan

third party origination

which a lender uses another party to completely or partially originate, process, underwrite, close, fund, or package the mortgages it plans to deliver to the secondary mortgage market. Source: U.S. Department of Housing and Urban Development

Incumbrance

Incumbrance, a claim, lien, or liability attached to property; as a mortgage, a registered judgment, etc. This is the sense in which the term is ordinarily used. An encumbrance in

Hypothec

for agriculture or pasture. It is restricted in certain cases by the House-letting and Rating Act, 1911. A mortgage given to a creditor or property to secure a debt, Black's Law Dictionary, 7th Edn., p. 747.

Deed

s. 57, a deed may be described according to the nature of the transaction, e.g., 'this lease,' 'this mortgage,' etc., or as a 'deed' and not habitually by the word 'indenture.' The requisites of a deed are

Emphyteusis

it, in any way he pleased (Nov. vii. 3, 2); he could create a servitude over it or mortgage it (D xiii. 7, 16, 2); he had a real action (which, however, was said to be a

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