Court : Bihar State Consumer Disputes Redressal Commission SCDRC Patna
..... were opened by the mechanic whereupon the said surveyor directed for preparation of list of internal parts damaged in the accident and accordingly the garage owner prepared the list which, as per direction of the surveyor, was submitted to opposite party no. ..... it is not disputed that at the time of accident the maruti van of the complainant was under insurance cover provided by the opposite party. ..... regarding the accident had been lodged and hence the alleged accident is doubtful. ..... information regarding accident was given to the branch manager (opposite party no. ..... of darbhanga which also makes the accident doubtful. ..... -7806 which was under insurance cover provided by the opposite party, met an accident on 20.6.1993. ..... ) of accident but the identity and the registration number of the offending tractor has not been disclosed. .....
Tag this Judgment!Court : Bihar State Consumer Disputes Redressal Commission SCDRC Patna
..... the car met with an accident and was total loss. .....
Tag this Judgment!Court : Bihar State Consumer Disputes Redressal Commission SCDRC Patna
..... it is not disputed that the complainant sustained severe fracture in the left thigh in an accident on 6.2.1996 and he was under the treatment of dr. ..... the brief facts of the complaint case are that the complainant sustained a severe fracture of bone in left thigh in a bus accident on 6.2.1996. .....
Tag this Judgment!Court : Bihar State Consumer Disputes Redressal Commission SCDRC Patna
..... , conditions contained in the policy or endorsed or otherwise expressed therein, agreed that if any animal described in the schedule and belonging to the insured died within the geographical area specified in the schedule from (a) any disease or (b) accident or (c) surgical operations or (d) strike, riot and civil commotion during the period of insurance, the company would pay to the insured after receipt of proof of death. ..... they contended that all risks written in hand only meant that all risks arising out of various types, of diseases and accidents mentioned in the insurance policy. ..... the opposite parties-appellants have taken the plea that the purpose of "all risks" written on the body of the insurance policy was to indicate that death of animal arising out of any disease or accident will be covered. .....
Tag this Judgment!Court : Bihar State Consumer Disputes Redressal Commission SCDRC Patna
..... further case was that the national insurance company limited takes the risk of personal accident policy duly hypothecated to it through the peerless general finance and investment company limited and has got no direct dealing whatsoever with the complainant. ..... it was not disputed that the insurance company had taken the risk of personal accident policy of the deceased duly hypothecated to it through peerless general finance and investment company limited (appellant). ..... from the investigators report it transpired that the alleged accident was never authenticated from the reliable sources like hospital where the father of the complainant is said to have succumbed to the injury or from the police station where such cases are registered. ..... the moment the said accident was reported to the insurance company, an investigator was appointed and on the basis of the report submitted by the investigator the claim of the complainant was found to be non existent. ..... reporting of such accident to the police under sections 40 and 174 of the criminal procedure code is a must for substantiating accidental claim but nothing like this had been done in this case. .....
Tag this Judgment!Court : Bihar State Consumer Disputes Redressal Commission SCDRC Patna
..... branch manager, national insurance company, city branch office was informed about the fire accident on 21.12.1992. ..... intimation regarding settlement of claim was given to him on 7.11.1994 only on service of pleaders notice after lapse of about two years from the date of accident. .....
Tag this Judgment!Court : Bihar State Consumer Disputes Redressal Commission SCDRC Patna
..... he was required to sign some insurance papers at dumka when nature of accident, place and date of accident were all kept secret from him. .....
Tag this Judgment!Court : Bihar State Consumer Disputes Redressal Commission SCDRC Patna
..... though it is not disputed that the vehicle in question was a passenger motor vehicle and was insured for comprehensive risk with the appellant company during the relevant period and had met an accident on 1.1.1991 at rajauli ghati but it has been alleged in para 11 of the written statement that there was gross violation of policy contract. ..... it was further alleged that on investigation it was detected that the driver of the vehicle namely binod kumar singh had no valid licence as he had no badge number in his driving licence at the time of alleged accident which is in contravention of section 3 of m.v. ..... on receipt of information of the accident from the respondent, the appellant deputed surveyor to conduct the spot survey. ..... the above vehicle met with an accident at rajauli ghati on 1.1.1991. .....
Tag this Judgment!Court : Bihar State Consumer Disputes Redressal Commission SCDRC Patna
..... but it has been alleged that the complainant was travelling without proper ticket and the accident took place due to the negligence, fault and hasty alightment of the complainant from the train. ..... from the above discussion of the evidence brought on record by the parties this much is apparent that there was darkness at turkey railway station when the said train arrived there and the accident with regard to the complainant took place. ..... according to the complainant the accident occurred due to two reasons firstly due to darkness at turkey railway station and secondly due to starting of the train without blowing any whistle. ..... due to this accident he (complainant) has become a disabled person and is not in a position to do anything. ..... the accident in which the complainant's legs were amputated took place due to the negligence, fault and hasty alightment of the complainant himself from the said train being unauthorised passenger possessing improper ticket. .....
Tag this Judgment!Court : Bihar State Consumer Disputes Redressal Commission SCDRC Patna
..... but in the photo-stat copy of the fardbeyan annexed by the complainant to his complaint/petition it is specifically mentioned that the tractor met with the accident as its driver was driving the tractor with speed and negligently and in the photo-stat copy of the letter dated 4.10.90 sent by the complainant to the branch manager of insurance company-opposite ..... has been further averred that the complainant has filed the case with altogether false allegations and it has been wrongly alleged by the complainant that the accident occurred due to negligence of the gateman who forget to shut the crossing gate, though the accident had taken place due to negligence of the driver of the complainant in crossing the railway crossing no. ..... 37,000/- from the total value of the tractor on the day of accident as assessed by the surveyor to the state bank of india, narkatiaganj and receipt in respect thereof was granted by the state bank of india, as well as the complainant on 27.11.92 in full and final satisfaction and liquidation of his claim ..... in the complaint/petition he has alleged that the accident took place due to negligence on the part of the cabinman who had not shut up the gumti ..... the tractor and the trailer met with an accident on 1.10.90 with the running train at the railway crossing ..... circumstances it was not unfair on the part of the insurance company to verify about the cause of accident and to ask for the police report. ..... fardbeyan in respect of the accident was recorded at shahdra p.s .....
Tag this Judgment!