Skip to content
How to use Judgment tools
  1. Click Tools to open PDF, Print, Tag, Note, Favourite, and CiteSignal.
  2. Use Brief & Ask in the toolbar for the AI Brief and case chat.
  3. Jump to sections with the pills below the help bar.

Jaipalsingh Vs. Rayis and ors.

Jaipalsingh vs Rayis and ors.

Disposition Appeal allowed Court Madhya Pradesh Decided Nov 10, 2005
~5 min read
https://sooperkanoon.com/case/508778

For advocates & juniors · 7-day free trial

Brief this judgment before chambers

Stop skimming 50 pages - get an 18-section AI Brief on this case, ask scoped follow-ups, and find related precedents with Semantic Search. Full trial, no card required.

  • 18-section brief - facts, issues, ratio, relief
  • Ask this case - answers cite the judgment
  • Semantic search - find precedents by meaning
  • Research drawer - sections, cites, related cases

No card required · credentials emailed · Log in if you already have an account

Citation
Court
Madhya Pradesh High Court
Judge
Decided On
Case Number
Misc. Appeal No. 449/2001
Subject
Motor Vehicles
Disposition
Appeal allowed

Case Summary

AI-generated summary - not the official court judgment text.

- MOTOR VEHICLES ACT, 1988 [C.A. No. 59/1988]Section 147; [A.K. Patnaik, CJ, S.S. Jha & A.M. Sapre, JJ] Liability of Insurer - Third party insurance Held, The insured who is a party to the insurance is not a third party for the purpose of Chapter XI of the Act, particularly Section 147 thereof. Thus, any person ot...

Key legal issue
Motor Vehicles
Outcome / disposition
Appeal allowed
Acts & sections
Motor Vehicles Act, 1988 - Sections 163A and 173

Parties & Advocates

Appellant / Petitioner

Jaipalsingh

Advocate Rajendra Bapat, Adv.

Respondent

Rayis and ors.

Advocate Lokesh Mehta, Adv. for the Respondent No. 3

Legal References

Acts
Motor Vehicles Act, 1988 - Sections 163A and 173
Reported In
I(2006)ACC132; 2006(1)MPHT341

Excerpt

.....be liable for any bodily injury or death of a third party in an accident unless the liability is fastened on the insurer under the provisions of section 147 of the act or under the terms and conditions of the policy of insurance. hence, the mere fact that a passenger is a third party would not fasten liability on the insurer unless such liability arises under section 147 of the act or under the terms and conditions of the insurance policy. an employee is a third party inasmuch as he is not a party to the insurance policy. but merely because an employee is a third party, the insurance company would not be liable to compensate in case such employee suffers bodily injury or dies in an accident in which the motor vehicle is involved unless section 147 of the act fixes such liability on the insured or unless the terms and conditions of the contract of insurance fixes liability on the insurer. section 147 (1)(b) of the act provides that in order to comply with the requirements of chapter xi of the act, a policy of insurance must be a policy which insures the person or classes of persons specified in the policy to the extent specified in sub-section (2) against the liabilities mentioned in clauses (i) and (ii) thereunder. even if an employee is a passenger or a person travelling in a motor vehicle which is insured as per the requirements of sub-section (1) of section 147 of the act, the insurer will not be liable to cover any liability in respect of death or bodily injury of such employee unless such employee falls in one of the categories mentioned in sub-clauses (a), (b) and (c)of clause (i) of the proviso to sub-section (1)of section 147 of the act and further in cases where such employees fall under categories mentioned in sub-clauses (a), (b) and (c) of clause (i) of the proviso to sub-section (1`) of section 147 of the act, the insurer is liable only for the liability under the workmens compensation act, 1923. [national insurance co. ltd. v sarvanlal, 2004 (4)..........to be erroneous and does not stand to the logic. the appellant was aged about 18 years at the time of accident and was studying in school. it can not be said that he would have earned rs. 15,000/- p.a. only for the whole life. as a matter of fact his income at the time of accident does not matter much in assessing the loss caused to him. whatever might be his income at the time of accident he will have to suffer a constant and recurring financial loss as he will earn little less than what he would have earned had the disablement was not caused to him and he will have to spend some more amount of money on himself to meet out the difficulties in his day to day work to be caused due to the disablement. his future prospects will also be affected adversely. the loss to be suffered by the appellant thus due to the reduction in his physical capacity, in the facts and circumstances of the case and keeping in view the social status of the appellant, could be assessed at rs. 300/- p.m., i.e., rs. 3,600/- p.a. this loss he will have to suffer for the rest of his life. keeping in view his age at the time of accident the total loss to be suffered by him could be worked out by multiplying 3,600/- by 16, which is the multiplier to be applied in assessing the loss of dependency in death case according to the second schedule to section 163a of the motor vehicles act. thus, the financial loss caused to the appellants comes to be 3,600 x 16 equivalent to rupees 57,600/- and this much amount ought to have been allowed towards compensation for loss of income.5. the learned tribunal has awarded only rs. 2,000/- towards physical pain and mental agony. looking to the nature of injuries sustained by the appellant this amount appears to be on lower side. atleast rs. 5,000/- ought to have been awarded under the head of pain and suffering and mental agony caused to the appellant.6. the learned tribunal has allowed rs. 2,4007- only towards the medical expenses incurred in the.....

Full Judgment

ORDER

Ashok Kumar Tiwari, J.

1. This appeal, under Section 173 of Motor Vehicle Act, has been filed by the appellants/claimants for enhancement of the sum awarded to them vide award dated 3-2-2001, passed by the learned Member, First Motor Accident Claims Tribunal, Kukshi District Dhar (M.P.) in Claim Case No. 20/99.

2. On 9-7-98 the appellant was returning back from his school on foot, near a culvert on Itawa road, Dewas, a truck bearing registration No. MP-13/E-0778, owned by the respondent No. 2, insured with the respondent No. 3 and driven rashly and negligently by the respondent No. 1 dashed against him. Due to the forceful impact the appellant sustained severe injuries in his legs and other parts of the body including fracture in his right leg. Huge amount of money had to be spent on his treatment, yet he has suffered permanent disablement in his leg. The appellant filed a claim petition claiming Rs. 4,60,000/- to be awarded as compensation for the loss caused to him due to the injuries. The learned Tribunal vide impugned award partly allowed the claim of the appellant and passed an award of Rs. 30,000/- along with the interest @ Rs. 12% p.a. and costs of the litigation. Feeling the amount insufficient the appellant preferred this appeal for enhancing the quantum of the award.

3. The occurrence of the accident, the involvement of truck No. MP-13/E-0778 in the accident, the negligence of the respondent No. 1, the driver of the truck and the liability of the insurance company are not disputed. The only question to be considered in this appeal is whether any more amount of money could be awarded to the appellant.

4. The learned Tribunal has held that the appellant has sustained injuries in the accident and suffered 16% permanent disablement. The learned Tribunal has assessed the income of the appellant at Rs. 15,0007- p.a. and after deducting 1/3rd of it from this amount applied the multiplier of 16 to the remainder and assessed 16% on the resultant figure to be the loss caused to the appellant due to the disablement which worked out at Rs. 25,600/-. This method of assessing the loss appears to be erroneous and does not stand to the logic. The appellant was aged about 18 years at the time of accident and was studying in school. It can not be said that he would have earned Rs. 15,000/- p.a. only for the whole life. As a matter of fact his income at the time of accident does not matter much in assessing the loss caused to him. Whatever might be his income at the time of accident he will have to suffer a constant and recurring financial loss as he will earn little less than what he would have earned had the disablement was not caused to him and he will have to spend some more amount of money on himself to meet out the difficulties in his day to day work to be caused due to the disablement. His future prospects will also be affected adversely. The loss to be suffered by the appellant thus due to the reduction in his physical capacity, in the facts and circumstances of the case and keeping in view the social status of the appellant, could be assessed at Rs. 300/- p.m., i.e., Rs. 3,600/- p.a. This loss he will have to suffer for the rest of his life. Keeping in view his age at the time of accident the total loss to be suffered by him could be worked out by multiplying 3,600/- by 16, which is the multiplier to be applied in assessing the loss of dependency in death case according to the Second Schedule to Section 163A of the Motor Vehicles Act. Thus, the financial loss caused to the appellants comes to be 3,600 x 16 equivalent to Rupees 57,600/- and this much amount ought to have been allowed towards compensation for loss of income.

5. The learned Tribunal has awarded only Rs. 2,000/- towards physical pain and mental agony. Looking to the nature of injuries sustained by the appellant this amount appears to be on lower side. Atleast Rs. 5,000/- ought to have been awarded under the head of pain and suffering and mental agony caused to the appellant.

6. The learned Tribunal has allowed Rs. 2,4007- only towards the medical expenses incurred in the treatment. Any document evidencing the medical expenses has not been filed by the appellant. The learned Tribunal has awarded medical expenses on the estimate basis. Looking to the nature of the injuries it can be inferred that even more amount than what has been awarded towards medical expenses might have been incurred in the treatment of the appellant. In the facts and circumstances of the case even on the estimate basis Rs. 10,OOOA ought to have been awarded towards medical expenses. This amount will be just and fair compensation towards the head of medical expenses incurred. Thus, on the basis of the above discussion it is evident that the appellant is entitled to get Rs. 72,600/-.

7. Consequently, this appeal is allowed to the extent indicated above. The impugned award is modified and the quantum is enhanced from Rs. 30,000/-to Rs. 72,600/-. The enhanced amount shall carry interest @ Rs. 6% p.a. while the remaining amount shall carry the interest at the rate awarded by the learned Tribunal. Respondents shall also beat costs of the appellant through out. Counsel fee Rs. 1,000/-, if certified. Respondents shall be jointly and severally liable for payment of the award money which shall be disbursed in accordance with the directions of the learned Tribunal given in the impugned award.

Continue Your Research


AI Briefs · Semantic Search · Save & annotate judgments

Start your 7-day free trial