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Ram Gopal Vs. Madhya Pradesh State Road Trans. Corpn. and anr.

Ram Gopal vs Madhya Pradesh State Road Trans. Corpn. and anr.

Type Court Judgment Court Madhya Pradesh Decided Jan 20, 1994
~4 min read
https://sooperkanoon.com/case/508488

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Citation
Court
Madhya Pradesh High Court
Judge
Decided On
Case Number
M.A. No. 287 of 1986
Subject
Motor Vehicles

Case Summary

AI-generated summary - not the official court judgment text.

- MOTOR VEHICLES ACT, 1988 [C.A. No. 59/1988]Section 147; [A.K. Patnaik, CJ, S.S. Jha & A.M. Sapre, JJ] Liability of Insurer - Third party insurance Held, The insured who is a party to the insurance is not a third party for the purpose of Chapter XI of the Act, particularly Section 147 thereof. Thus, any person ot...

Key legal issue
Motor Vehicles

Parties & Advocates

Appellant / Petitioner

Ram Gopal

Advocate S.L. Kapoor and ; Arun Kochar, Advs.

Respondent

Madhya Pradesh State Road Trans. Corpn. and anr.

Advocate A.C. Dhonde, Adv.

Legal References

Reported In
1995ACJ845

Excerpt

.....be liable for any bodily injury or death of a third party in an accident unless the liability is fastened on the insurer under the provisions of section 147 of the act or under the terms and conditions of the policy of insurance. hence, the mere fact that a passenger is a third party would not fasten liability on the insurer unless such liability arises under section 147 of the act or under the terms and conditions of the insurance policy. an employee is a third party inasmuch as he is not a party to the insurance policy. but merely because an employee is a third party, the insurance company would not be liable to compensate in case such employee suffers bodily injury or dies in an accident in which the motor vehicle is involved unless section 147 of the act fixes such liability on the insured or unless the terms and conditions of the contract of insurance fixes liability on the insurer. section 147 (1)(b) of the act provides that in order to comply with the requirements of chapter xi of the act, a policy of insurance must be a policy which insures the person or classes of persons specified in the policy to the extent specified in sub-section (2) against the liabilities mentioned in clauses (i) and (ii) thereunder. even if an employee is a passenger or a person travelling in a motor vehicle which is insured as per the requirements of sub-section (1) of section 147 of the act, the insurer will not be liable to cover any liability in respect of death or bodily injury of such employee unless such employee falls in one of the categories mentioned in sub-clauses (a), (b) and (c)of clause (i) of the proviso to sub-section (1)of section 147 of the act and further in cases where such employees fall under categories mentioned in sub-clauses (a), (b) and (c) of clause (i) of the proviso to sub-section (1`) of section 147 of the act, the insurer is liable only for the liability under the workmens compensation act, 1923. [national insurance co. ltd. v sarvanlal, 2004 (4)..........that the compensation awarded is unreasonably low or is arbitrary and not based on any record. there is thus no scope of interference with that part of the quantum.3. the argument advanced on behalf of the appellant, based on his application under order 41, rule 27 of the code of civil procedure (in short 'the code'), however, deserves serious consideration. along with his application under order 41, rule 27 of the code, dated 1.11.1993, the claimant has filed a certificate issued by dr. nirbhay shrivastava, professor of orthosurgery, gandhi medical college, bhopal and an estimate of the medical expenses for his further medical treatment, issued by madras institute of orthopaedics and traumatology. the certificates and the other medical papers filed in this appeal show that claimant has sustained injuries in his right hip with multiple fractures in his rib and a head injury. the doctor in medical college, bhopal, has advised him total hip replacement surgery for the right hip. the institute of orthopaedics and traumatology accepts his case to be a fit case for 'freeman cementless total hip replacement'. the estimated cost is shown in a separate document, totalling rs. 94,600/-.4. in a claim for compensation for personal injuries, the claimant is also entitled to be compensated for some medical aid which may be required in future. before the learned member of the tribunal, the medical documents now produced in this appeal were not available. hence the tribunal cannot be blamed for not awarding any compensation for future medical treatment. in any case, the tribunal ought to have considered the claim of compensation for future medical treatment in a case where fracture of such bones which may require replacement, was proved. [see following observations from ratanlai & dhirajlal: law of torts, 21st edn., 1987, p. 164].the plaintiff is obviously entitled to the expenses consequential to the injury. this item will include expenses incurred for taking the plaintiff to.....

Full Judgment

D.M. Dharmadhikari, J.

1. The appellant in this appeal claims enhanced compensation for the injuries sustained by him in the accident which took place on 12.11.1982 in the motor accident. The learned Member of the Claims Tribunal, under various heads of claim, awarded separate compensation, totalling Rs. 19,200/-.

2. The learned counsel appearing for the claimant, in this appeal, has made some attempt to point out that the compensation awarded under different heads is too low and needs to be enhanced. Having perused the impugned order under appeal of the. Claims Tribunal, I do not find that the compensation awarded is unreasonably low or is arbitrary and not based on any record. There is thus no scope of interference with that part of the quantum.

3. The argument advanced on behalf of the appellant, based on his application under Order 41, Rule 27 of the Code of Civil Procedure (in short 'the Code'), however, deserves serious consideration. Along with his application under Order 41, Rule 27 of the Code, dated 1.11.1993, the claimant has filed a certificate issued by Dr. Nirbhay Shrivastava, Professor of Orthosurgery, Gandhi Medical College, Bhopal and an estimate of the medical expenses for his further medical treatment, issued by Madras Institute of Orthopaedics and Traumatology. The certificates and the other medical papers filed in this appeal show that claimant has sustained injuries in his right hip with multiple fractures in his rib and a head injury. The doctor in Medical College, Bhopal, has advised him total hip replacement surgery for the right hip. The Institute of Orthopaedics and Traumatology accepts his case to be a fit case for 'Freeman cementless total hip replacement'. The estimated cost is shown in a separate document, totalling Rs. 94,600/-.

4. In a claim for compensation for personal injuries, the claimant is also entitled to be compensated for some medical aid which may be required in future. Before the learned Member of the Tribunal, the medical documents now produced in this appeal were not available. Hence the Tribunal cannot be blamed for not awarding any compensation for future medical treatment. In any case, the Tribunal ought to have considered the claim of compensation for future medical treatment in a case where fracture of such bones which may require replacement, was proved. [See following observations from Ratanlai & Dhirajlal: Law of Torts, 21st Edn., 1987, p. 164].

The plaintiff is obviously entitled to the expenses consequential to the injury. This item will include expenses incurred for taking the plaintiff to a hospital, purchase of medicines or equipment needed for his treatment, fees of private doctors, if consulted and similar other expenses. If the plaintiff will require medical aid in future also, compensation for that too has to be allowed.

In the instant case admittedly, the claimant is a Government servant. As per Medical Reimbursement Rules, it is likely that some part of the expenses may be reimbursed to him by the Government.

5. The learned counsel appearing for the Corporation is right in submitting that such claim for future treatment cannot be allowed in appeal for which no foundation was laid before the Tribunal. The estimate of expenses shown in the medical papers before me will also require scrutiny and check for the purpose of finding out whether they are highly inflated or reasonable. The quantum of compensation for future medical treatment, therefore, cannot be decided without giving proper opportunity to the parties to lead evidence.

6. I, thereafter, partly allow this appeal and allow the application under Order 41, Rule 27 of the Code dated 1.11.1993 filed by the claimant. I remand the case to the Tribunal to afford opportunities to the parties to lead evidence only on the limited question of payment of compensation for future aid and medical treatment to the claimant. The learned Member of the Claims Tribunal shall decide the claim for future aid and medical treatment within a reasonable period of six months from the date of receipt of this order. The claim for enhancement of compensation on different heads in this appeal is hereby rejected and the award passed by the Claims Tribunal is hereby maintained.

7. With the above directions, the case is remanded to the Claims Tribunal for deciding the limited issue mentioned above. There shall, however, be no order as to costs. The parties are directed to remain present before the Claims Tribunal on 15.2.1994.

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