Full Judgment
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT THE HONOURABLE MRS. JUSTICE ANU SIVARAMAN TUESDAY, THE 07TH DAY OF JANUARY 2020 / 17TH POUSHA, 1941 WP(C).No.16346 OF 2019(P) PETITIONER :- A.K.NAZAR, AGED 54 YEARS S/O.LATE KADER PILLAI, ANJIKATH HOUSE, V.M.B. ROAD, PATHADIPALAM, KALAMASSERY, ERNAKULAM, PIN-682 033. BY ADVS. SRI.P.B.KRISHNAN SRI.SABU GEORGE SRI.P.M.NEELAKANDAN SRI.P.B.SUBRAMANYAN SRI.MANU VYASAN PETER RESPONDENTS :- 1 THE INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY REPRESENTED BY ITS CHAIRMAN PARISHARAM BHAVAN, 6-9-58 B, 3RD FLOOR, BASHEER BAGH, HYDERABAD, ANDRA PRADESH-500 004. 2 THE UNITED INDIA INSURANCE COMPANY LTD., REPRESENTED BY ITS CHAIRMAN AND MANAGING DIRECTOR, 24 WHITES ROAD, CHENNAI-600 014. 3 THE NATIONAL INSURANCE COMPANY LTD., REPRESENTED BY ITS CHAIRMAN AND MANAGING DIRECTOR, MIDDLETON STREET, KOLKOTHA-700 071. 4 THE NEW INDIA ASSURANCE COMPANY LTD., REPRESENTED BY ITS CHAIRMAN AND MANAGING DIRECTOR, NEW INDIA ASSURANCE BUILDING-87, M.G.ROAD, FORT MUMBAI-400 001. 5 THE ORIENTAL INSURANCE COMPANY LTD., REPRESENTED BY ITS CHAIRMAN AND MANAGING DIRECTOR, ORIENTAL HOUSE, A-25/27, ASAF ALI ROAD, NEW DELHI-110 007. BY SRI.P.K.MANOJKUMAR, SC, UNITED INDIA INSU R1 BY SRI.K.L.NARASIMHAN, SC THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 07.01.2020, ALONG WITH WP(C).16348/2019(P) AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: -: 2 :-
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT THE HONOURABLE MRS. JUSTICE ANU SIVARAMAN TUESDAY, THE 07TH DAY OF JANUARY 2020 / 17TH POUSHA, 1941 WP(C).No.16348 OF 2019(P) PETITIONER :- K.BALAKRISHNA KIDAVU, AGED 59 YEARS S/O. PARUKUTTY NAIR, KOODATHINGAN HOUSE, EREMANGALAM P.O., BALUSSERRY, KOZHIKODE-673 612 BY ADVS. SRI.P.B.KRISHNAN SRI.SABU GEORGE SRI.P.M.NEELAKANDAN SRI.P.B.SUBRAMANYAN SRI.MANU VYASAN PETER RESPONDENTS :- 1 THE INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY REPRESENTED BY ITS CHAIRMAN PARISHARAM BHAVAN,6-9-58B, 3RD FLOOR, BASHEER BAGH, HYDERABAD, ANDRA PRADESH-500 004 2 THE UNITED INDIA INSURANCE COMPANY LTD, 24 WHITES ROAD, CHENNAI-600 014 3 THE NATIONAL INSURANCE COMPANY LTD, MIDDLETON STREET, KOLKOTHA-700 071 4 THE NEW INDIA ASSURANCE COMPANY LTD, NEW INDIA ASSURANCE BUILDING-87, MG.,ROAD, FORT MUMBAI-400 001
5 THE ORIENTAL INSURANCE COMPANY LTD., ORIENTAL HOUSE, A-25/27, ASAF ALI ROAD, NEW DELHI-110 007 BY SRI.P.K.MANOJKUMAR, SC, UNITED INDIA INSU R1 BY SRI.K.L.NARASIMHAN, SC THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 07.01.2020, ALONG WITH WP(C).16346/2019 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: -: 3 :-
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT THE HONOURABLE MRS. JUSTICE ANU SIVARAMAN TUESDAY, THE 07TH DAY OF JANUARY 2020 / 17TH POUSHA, 1941 WP(C).No.16467 OF 2019(G) PETITIONER :- K.MADHU, AGED 57 YEARS, S/O.KRISHNAN NAIR, VYSAKH, T.C 29/1656, PALKULANGARA, THIRUVANANTHAPURAM - 8. BY ADVS. SRI.SABU GEORGE SRI.NIDHI BALACHANDRAN RESPONDENTS :- 1 THE INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY REPRESENTED BY ITS CHAIRMAN, PARISHARAM BHAVAN, 6-9-58 B, 3RD FLOOR, BASHEER BAGH, HYDERABAD, ANDRA PRADESH - 500 004 2 THE UNITED INDIA INSURANCE COMPANY LTD, 24 WHITES ROAD, CHENNAI - 600 014 3 THE NATIONAL INSURANCE COMPANY LTD, MIDDLETON STREET, KOLKOTHA - 700 071 4 THE NEW INDIA ASSURANCE COMPANY LTD, NEW INDIA ASSURANCE BUILDING-87, M.G ROAD, FORT MUMBAI - 400 001
5 THE ORIENTAL INSURANCE COMPANY LTD, ORIENTAL HOUSE, A-25/27, ASAF ALI ROAD, NEW DELHI 110 007 BY SRI.P.K.MANOJKUMAR, SC, UNITED INDIA INSU R1 BY SRI.K.L.NARASIMHAN, SC THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 07.01.2020, ALONG WITH WP(C).16346/2019 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: -: 4 :-
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT THE HONOURABLE MRS. JUSTICE ANU SIVARAMAN TUESDAY, THE 07TH DAY OF JANUARY 2020 / 17TH POUSHA, 1941 WP(C).No.16480 OF 2019(H) PETITIONER :- K.O.VARGHESE, AGED 58 YEARS, S/O.OUSEPH, KOORAN HOUSE, KALADY P.O., ERNAKULAM, PIN - 683 574. BY ADVS. SRI.SABU GEORGE SRI.NIDHI BALACHANDRAN RESPONDENTS :- 1 THE INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY, REPRESENTED BY ITS CHAIRMAN, PARISHARAM BHAVAN, 6-9-58 B, 3RD FLOOR, BASHEER BAGH, HYDERABAD, ANDHRA PRADESH-500 004. 2 THE UNITED INDIA INSURANCE COMPANY LTD., 24 WHITES ROAD, CHENNAI-600 014. 3 THE NATIONAL INSURANCE COMPANY LTD., MIDDLETON STREET, KOLKOTHA-700 071. 4 THE NEW INDIA ASSURANCE COMPANY LTD., NEW INDIA ASSURANCE BUILDING-87, M.G.ROAD, FORT MUMBAI-400 001. 5 THE ORIENTAL INSURANCE COMPANY LTD., ORIENTAL HOUSE, A-25/27, ASAF ALI ROAD, NEW DELHI-110 007. BY SRI.P.K.MANOJKUMAR, SC, UNITED INDIA INSU R1 BY SRI.K.L.NARASIMHAN, SC THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 07.01.2020, ALONG WITH WP(C).16346/2019 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: -: 5 :-
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT THE HONOURABLE MRS. JUSTICE ANU SIVARAMAN TUESDAY, THE 07TH DAY OF JANUARY 2020 / 17TH POUSHA, 1941 WP(C).No.16617 OF 2019(B) PETITIONER :- RANJITH C.THANIKKAL, AGED 43 YEARS S/O.T.V.CHACKOCHAN, THANIKKAL HOSUE, CHELAKKARA, THRISSUR - 680 586. BY ADV. SRI.JOSEPH FREEMAN RESPONDENTS :- 1 THE INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY REPRESENTED BY ITS CHAIRMAN, PARISHARAM BHAVAN, 6-9-58 B, 3RD FLOOR, BASHEER BAGH, HYDERABAD, ANDRA PRADESH-500 004. 2 THE NATIONAL INSURANCE COMPANY LTD. MIDDLETON STREET, KOLKOTHA-700 071. 3 THE UNITED INDIA INSURANCE COMPANY LTD. 24 WHITES ROAD, CHENNAI-600 014. 4 THE ORIENTAL INSURANCE COMPANY LTD. ORIENTAL HOUSE, A-25/27, ASAF ALI ROAD, NEW DELHI-110 007.
5 THE NEW INDIA ASSURANCE COMPANY LTD. NEW INDIA ASSURANCE BUILDING-87, M.G.ROAD, FORT MUMBAI-400 001. BY SRI.P.K.MANOJKUMAR, SC, UNITED INDIA INSU R1 BY SRI.K.L.NARASIMHAN, SC THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 07.01.2020, ALONG WITH WP(C).16346/2019 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: -: 6 :-
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT THE HONOURABLE MRS. JUSTICE ANU SIVARAMAN TUESDAY, THE 07TH DAY OF JANUARY 2020 / 17TH POUSHA, 1941 WP(C).No.17052 OF 2019(F) PETITIONER :- DR.SARASWATHY M, AGED 30 YEARS, W/O.LEELAKANDAN.P.M., POOMULLI MANA, PERINGODE, PALAKKAD-679 535. BY ADVS. SRI.SABU GEORGE SRI.NIDHI BALACHANDRAN RESPONDENTS :- 1 THE INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY REPRESENTED BY ITS CHAIRMAN, PARISHARAM BHAVAN, 6-9-58 B, 3RD FLOOR, BASHEER BAGH, HYDERABAD, ANDRA PRADESH - 500 004. 2 THE UNITED INDIA INSURANCE COMPANY LTD., 24 WHITES ROAD, CHENNAI - 600 014. 3 THE NATIONAL INSURANCE COMPANY LTD., MIDDLETON STREET, KOLKOTHA - 700 071. 4 THE NEW INDIA ASSURANCE COMPANY LTD., NEW INDIA ASSURANCE BUILDING-87, M.G.ROAD, FORT MUMBAI - 400 001. 5 THE ORIENTAL INSURANCE COMPANY LTD., ORIENTAL HOUSE, A-25/27, ASAF ALI ROAD, NEW DELHI - 110 007. BY SRI.P.K.MANOJKUMAR, SC, UNITED INDIA INSU R1 BY SRI.K.L.NARASIMHAN, SC THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 07.01.2020, ALONG WITH WP(C).16346/2019 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: -: 7 :-
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT THE HONOURABLE MRS. JUSTICE ANU SIVARAMAN TUESDAY, THE 07TH DAY OF JANUARY 2020 / 17TH POUSHA, 1941 WP(C).No.17076 OF 2019(H) PETITIONER :- VASUDEVAN P.M., AGED 32 YEARS S/O.NARAYANAN NAMBOOTHIRPAD, POOMULLI MANA, PERINGODE, PALAKAKD - 679 535. BY ADVS. SRI.SABU GEORGE SRI.NIDHI BALACHANDRAN RESPONDENTS :- 1 THE INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY REPRESENTED BY ITS CHAIRMAN, PARISHARAM BHAVAN, 6-9-58 B, 3RD FLOOR, BASHEER BAGH, HYDERABAD, ANDRA PRADESH - 500 004. 2 THE UNITED INDIA INSURANCE COMPANY LTD., 24 WHITES ROAD, CHENNAI - 600 014. 3 THE NATIONAL INSURANCE COMPANY LTD., MIDDLETON STREET, KOLKOTHA - 700 071. 4 THE NEW INDIA ASSURANCE COMPANY LTD., NEW INDIA ASSURANCE BUILDING-87, M.G.ROAD, FORT MUMBAI - 400 001. 5 THE ORIENTAL INSURANCE COMPANY LTD., ORIENTAL HOUSE, A-25/27, ASAF ALI ROAD, NEW DELHI - 110 007. BY SRI.P.K.MANOJKUMAR, SC, UNITED INDIA INSU R1 BY SRI.K.L.NARASIMHAN, SC THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 07.01.2020, ALONG WITH WP(C).16346/2019 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: -: 8 :-
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT THE HONOURABLE MRS. JUSTICE ANU SIVARAMAN TUESDAY, THE 07TH DAY OF JANUARY 2020 / 17TH POUSHA, 1941 WP(C).No.17159 OF 2019(T) PETITIONER :- N.M.VARGHESE, AGED 50 YEARS S/O.VARKEY, NIRAVATH HOUSE, PULPARAMBU ROAD, MOOVATTUPUZHA, ERNAKULAM, PIN - 686 661. BY ADVS. SRI.SABU GEORGE SRI.NIDHI BALACHANDRAN RESPONDENTS :- 1 THE INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY REPRESENTED BY ITS CHAIRMAN, PARISHARAM BHAVAN, 6-9-58 B, 3RD FLOOR, BASHEER BAGH, HYDERABAD, ANDRA PRADESH - 500 004 2 THE UNITED INDIA INSURANCE COMPANY LTD., 24 WHITES ROAD, CHENNAI - 600 014 3 THE NATIONAL INSURANCE COMPANY LTD, MIDDLETON STREET, KOLKOTHA - 700 071 4 THE NEW INDIA ASSURANCE COMPANY LTD, NEW INDIA ASSURANCE BUILDING-87, M.G.ROAD, FORT MUMBAI - 400 001 5 THE ORIENTAL INSURANCE COMPANY LTD., ORIENTAL HOUSE, A-25/27,ASAF ALI ROAD, NEW DELHI - 110 007 BY SRI.P.K.MANOJKUMAR, SC, UNITED INDIA INSU R1 BY SRI.K.L.NARASIMHAN, SC THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 07.01.2020, ALONG WITH WP(C).16346/2019 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: -: 9 :-
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT THE HONOURABLE MRS. JUSTICE ANU SIVARAMAN TUESDAY, THE 07TH DAY OF JANUARY 2020 / 17TH POUSHA, 1941 WP(C).No.17213 OF 2019(B) PETITIONER :- N.C.JOSEPH, AGED 66 YEARS S/O.N.O.CHACKO, NEREVEETIL HOUSE, THRIKKAKARA P.O., ERNAKULAM, PIN - 682 021. BY ADVS. SRI.SABU GEORGE SRI.NIDHI BALACHANDRAN RESPONDENTS :- 1 THE INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY REPRESENTED BY ITS CHAIRMAN, PARISHARAM BAHVAN, 6-9-58 B, 3RD FLOOR, BASHEER BAGH, HYDERABAD, ANDRA PRADESH - 500 004. 2 THE UNITED INDIA INSURANCE COMPANY LTD. 24 WHITES ROAD, CHENNAI - 600 014. 3 THE NATIONAL INSURANCE COMPANY LTD. MIDDLETON STREET, KOLKOTHA - 700 071. 4 THE NEW INDIA ASSURANCE COMPANY LTD. NEW INDIA ASSURANCE BUILDING-87, M.G.ROAD, FORT MUMBAI - 400 001. 5 THE ORIENTAL INSURANCE COMPANY LTD. ORIENTAL HOUSE, A-25/27, ASAF ALI ROAD, NEW DELHI - 110 007. BY SRI.P.K.MANOJKUMAR, SC, UNITED INDIA INSU R1 BY SRI.K.L.NARASIMHAN, SC THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 07.01.2020, ALONG WITH WP(C).16346/2019 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: -: 10 :-
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT THE HONOURABLE MRS. JUSTICE ANU SIVARAMAN TUESDAY, THE 07TH DAY OF JANUARY 2020 / 17TH POUSHA, 1941 WP(C).No.17316 OF 2019(L) PETITIONER :- GEORGE XAVIER, AGED 43 YEARS S/O.C.G.MATHEW, 16/338, CHULLICKAL HOUSE, WEST KARUVELIPPADY, ERNAKULAM, KOCHI - 682 005. BY ADVS. SRI.P.B.KRISHNAN SRI.SABU GEORGE RESPONDENTS :- 1 THE INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY REPRESENTED BY ITS CHAIRMAN, PARISHARAM BHAVAN, 6-9-58 B,3RD FLOOR, BASHEER BAGH, HYDERABAD, ANDRA PRADESH-500 004. 2 THE UNITED INDIA INSURANCE COMPANY LTD. 24 WHITES ROAD, CHENNAI - 600 014. 3 THE NATIONAL INSURANCE COMPANY LTD., MIDDLETON STREET, KOLKOTHA - 700 071. 4 THE NEW INDIA ASSURANCE COMPANY LTD., NEW INDIA ASSURANCE BUILDING-87, M.G.ROAD, FORT MUMBAI - 400 001. 5 THE ORIENTAL INSURANCE COMPANY LTD., ORIENTAL HOUSE, A-25/27, ASAF ALI ROAD, NEW DELHI - 110 007. BY SRI.P.K.MANOJKUMAR, SC, UNITED INDIA INSU R1 BY SRI.K.L.NARASIMHAN, SC THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 07.01.2020, ALONG WITH WP(C).16346/2019 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: -: 11 :-
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT THE HONOURABLE MRS. JUSTICE ANU SIVARAMAN TUESDAY, THE 07TH DAY OF JANUARY 2020 / 17TH POUSHA, 1941 WP(C).No.17317 OF 2019(L) PETITIONER :- K.N.MADHUSOODHANAN, AGED 59 YEARS S/O.NARAYANA PANICKER, RESIDING AT SREENIKETAN, KALANJOOR, PATHANAMTHITTA DIST - 689 694 BY ADVS. SRI.SABU GEORGE SRI.NIDHI BALACHANDRAN RESPONDENTS :- 1 THE INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY REPRESENTED B ITS CHAIRMAN, PARISHARAM BHAVAN, 6-9-58 B, 3RD FLOOR, BASHEER BAGH, HYDERABAD, ANDRA PRADESH -500 004. 2 THE UNITED INDIA INSURANCE COMPANY LTD. 24 WHITES ROAD, CHENNAI - 600 014 3 THE NATIONAL INSURANCE COMPANY LTD MIDDLETON STREET, KOLKOTHA - 700 071 4 THE NEW INDIA ASSURANCE COMPANY LTD. NEW INDIA ASSURANCE BUILDING -87, M.G.ROAD, FORT MUMBAI - 400 001. 5 THE ORIENTAL INSURANCE COMPANY LTD ORIENTAL HOUSE, A-25/27, ASAF ALI ROAD, NEW DELHI - 110 007 BY SRI.P.K.MANOJKUMAR, SC, UNITED INDIA INSU R1 BY SRI.K.L.NARASIMHAN, SC THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 07.01.2020, ALONG WITH WP(C).16346/2019 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: -: 12 :-
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT THE HONOURABLE MRS. JUSTICE ANU SIVARAMAN TUESDAY, THE 07TH DAY OF JANUARY 2020 / 17TH POUSHA, 1941 WP(C).No.17917 OF 2019(L) PETITIONER :- AJU SEBASTIAN, AGED 30 YEARS S/O. SEBASTIAN, KUNNUMPURATH HOUSE, VAZHAKALA, KAKKANADU. BY ADV. SMT.T.B.DHANYA RESPONDENTS :- 1 INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY REPRESENTED BY THE CHAIRMAN, PARISHARAM BHAVAN, 6-9-58 B, 3RD FLOOR, BASHEER BAGH, HYDERABAD - 500 004 2 THE UNITED INDIA INSURANCE CO. LTD. 24 WHITES ROAD, CHENNAI - 600 014 3 THE NATIONAL INSURANCE CO. LTD. MIDDLETON STREET, KOLKATHA - 700071 4 THE NEW INDIA ASSURANCE CO. LTD. NEW INDIA ASSURANCE BUILDING - 87, M.G.ROAD, FORT MUMBAI - 400001 5 THE ORIENTAL INSURANCE CO. LTD. ORIENTAL HOUSE, A 25/27, ASAF ALI ROAD, NEW DELHI - 110 007 BY SRI.P.K.MANOJKUMAR, SC, UNITED INDIA INSU R1 BY SRI.K.L.NARASIMHAN, SC THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 07.01.2020, ALONG WITH WP(C).16346/2019 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: -: 13 :-
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT THE HONOURABLE MRS. JUSTICE ANU SIVARAMAN TUESDAY, THE 07TH DAY OF JANUARY 2020 / 17TH POUSHA, 1941 WP(C).No.18163 OF 2019(U) PETITIONER :- GEORGE JOJI, AGED 39 YEARS S/O. JOSEPH, MATTAMMEL HOUSE, THAIKOODAM, VYTILLA P.O., COCHIN - 19. BY ADV. SMT.J.SURYA RESPONDENTS :- 1 INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY REPRESENTED BY THE CHAIRMAN, PARISHARAM BHAVAN, 6-9-58 B, 3RD FLOOR , BASHEER BAGH, HYDERABAD - 500 004. 2 THE UNITED INDIA INSURANCE CO. LTD. 24 WHITES ROAD, CHENNAI - 600 014. 3 THE NATIONAL INSURANCE CO. LTD, REPRESENTED BY ITS CHAIRMAN AND MANGING DIRECTOR, MIDDLETON STREET, KOLKOTHA - 700 071. 4 THE NEW INDIA ASSURANCE COMPANY LTD. NEW INDIA ASSURANCE BUILDING - 87, M.G. ROAD, FORT MUMBAI - 400 001. 5 THE ORIENTAL INSURANCE CO. LTD., ORIENTAL HOUSE, A 25/27 ASAF ALI ROAD, NEW DELHI - 110 007. BY SRI.P.K.MANOJKUMAR, SC, UNITED INDIA INSU R1 BY SRI.K.L.NARASIMHAN, SC THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 07.01.2020, ALONG WITH WP(C).16346/2019 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: -: 14 :-
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT THE HONOURABLE MRS. JUSTICE ANU SIVARAMAN TUESDAY, THE 07TH DAY OF JANUARY 2020 / 17TH POUSHA, 1941 WP(C).No.18168 OF 2019(U) PETITIONER :- ANTONY JOLLY, AGED 39 YEARS S/O.JOSEPH, MATTAMMEL HOUSE, THAIKOODAM, VYTTILA P.O., COCHIN - 19. BY ADV. SMT.J.SURYA RESPONDENTS :- 1 INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY REPRESENTED BY THE CHAIRMAN, PARISHARAM BHAVAN, 6-9-58 B, 3RD FLOOR , BASHEER BAGH, HYDERABAD - 500 004. 2 THE UNITED INDIA INSURANCE CO. LTD. 24 WHITES ROAD, CHENNAI - 600 014. 3 THE NATIONAL INSURANCE CO. LTD, REPRESENTED BY ITS CHAIRMAN AND MANGING DIRECTOR, MIDDLETON STREET, KOLKOTHA - 700 071. 4 THE NEW INDIA ASSURANCE COMPANY LTD. NEW INDIA ASSURANCE BUILDING - 87, M.G. ROAD, FORT MUMBAI - 400 001. 5 THE ORIENTAL INSURANCE CO. LTD., ORIENTAL HOUSE, A 25/27 ASAF ALI ROAD, NEW DELHI - 110 007. BY SRI.P.K.MANOJKUMAR, SC, UNITED INDIA INSU R1 BY SRI.K.L.NARASIMHAN, SC THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 07.01.2020, ALONG WITH WP(C).16346/2019 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: -: 15 :-
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT THE HONOURABLE MRS. JUSTICE ANU SIVARAMAN TUESDAY, THE 07TH DAY OF JANUARY 2020 / 17TH POUSHA, 1941 WP(C).No.18187 OF 2019(W) PETITIONER :- ANUGRAH P.NAIR, AGED 23 YEARS S/O.ANIL, PUTHUVELIL HOUSE, THRIKALATHOOR P.O., MUVATTUPUZHA, ERNAKULAM DISTRICT. BY ADV. SMT.J.SURYA RESPONDENTS :- 1 INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY REPRESENTED BY THE CHAIRMAN, PARISHARAM BHAVAN, 6-9-58 B, 3RD FLOOR , BASHEER BAGH, HYDERABAD - 500 004. 2 THE UNITED INDIA INSURANCE CO. LTD. 24 WHITES ROAD, CHENNAI - 600 014. 3 THE NATIONAL INSURANCE CO. LTD, REPRESENTED BY ITS CHAIRMAN AND MANGING DIRECTOR, MIDDLETON STREET, KOLKOTHA - 700 071. 4 THE NEW INDIA ASSURANCE COMPANY LTD. NEW INDIA ASSURANCE BUILDING - 87, M.G. ROAD, FORT MUMBAI - 400 001. 5 THE ORIENTAL INSURANCE CO. LTD., ORIENTAL HOUSE, A 25/27 ASAF ALI ROAD, NEW DELHI - 110 007. BY SRI.P.K.MANOJKUMAR, SC, UNITED INDIA INSU R1 BY SRI.K.L.NARASIMHAN, SC THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 07.01.2020, ALONG WITH WP(C).16346/2019 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: -: 16 :-
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT THE HONOURABLE MRS. JUSTICE ANU SIVARAMAN TUESDAY, THE 07TH DAY OF JANUARY 2020 / 17TH POUSHA, 1941 WP(C).No.18189 OF 2019(W) PETITIONER :- RAJESH M., AGED 37 YEARS S/O. MONY, ALINKALPARAMBU HOUSE, ELAMKULAM, COCHIN, PIN-682 020 BY ADV. SMT.T.B.DHANYA RESPONDENTS :- 1 INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY REPRESENTED BY THE CHAIRMAN, PARISHARAM BHAVAN, 6-9-58 B, 3RD FLOOR , BASHEER BAGH, HYDERABAD - 500 004. 2 THE UNITED INDIA INSURANCE CO. LTD. 24 WHITES ROAD, CHENNAI - 600 014. 3 THE NATIONAL INSURANCE CO. LTD, REPRESENTED BY ITS CHAIRMAN AND MANGING DIRECTOR, MIDDLETON STREET, KOLKOTHA - 700 071. 4 THE NEW INDIA ASSURANCE COMPANY LTD. NEW INDIA ASSURANCE BUILDING - 87, M.G. ROAD, FORT MUMBAI - 400 001. 5 THE ORIENTAL INSURANCE CO. LTD., ORIENTAL HOUSE, A 25/27 ASAF ALI ROAD, NEW DELHI - 110 007. BY SRI.P.K.MANOJKUMAR, SC, UNITED INDIA INSU R1 BY SRI.K.L.NARASIMHAN, SC THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 07.01.2020, ALONG WITH WP(C).16346/2019 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: -: 17 :-
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT THE HONOURABLE MRS. JUSTICE ANU SIVARAMAN TUESDAY, THE 07TH DAY OF JANUARY 2020 / 17TH POUSHA, 1941 WP(C).No.18193 OF 2019(Y) PETITIONER :- ANEESH BABU, AGED 39 YEARS S/O.BABU, THACHARATHUNDIYIL HOUSE, JANATHA ROAD, VYITILLA, COCHIN - 19 BY ADV. SMT.T.B.DHANYA RESPONDENTS :- 1 INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY REPRESENTED BY THE CHAIRMAN, PARISHARAM BHAVAN, 6-9-58 B, 3RD FLOOR , BASHEER BAGH, HYDERABAD - 500 004. 2 THE UNITED INDIA INSURANCE CO. LTD. 24 WHITES ROAD, CHENNAI - 600 014. 3 THE NATIONAL INSURANCE CO. LTD, REPRESENTED BY ITS CHAIRMAN AND MANGING DIRECTOR, MIDDLETON STREET, KOLKOTHA - 700 071. 4 THE NEW INDIA ASSURANCE COMPANY LTD. NEW INDIA ASSURANCE BUILDING - 87, M.G. ROAD, FORT MUMBAI - 400 001. 5 THE ORIENTAL INSURANCE CO. LTD., ORIENTAL HOUSE, A 25/27 ASAF ALI ROAD, NEW DELHI - 110 007. BY SRI.P.K.MANOJKUMAR, SC, UNITED INDIA INSU R1 BY SRI.K.L.NARASIMHAN, SC THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 07.01.2020, ALONG WITH WP(C).16346/2019 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: -: 18 :-
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT THE HONOURABLE MRS. JUSTICE ANU SIVARAMAN TUESDAY, THE 07TH DAY OF JANUARY 2020 / 17TH POUSHA, 1941 WP(C).No.18199 OF 2019(Y) PETITIONER :- JOBY SEBASTIAN, AGED 39 YEARS S/O.JOSEPH, MATTAMMEL HOUSE, THAIKOODAM, VYTTILA P.O., COCHIN - 19 BY ADV. SMT.J.SURYA RESPONDENTS :- 1 INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY REPRESENTED BY THE CHAIRMAN, PARISHARAM BHAVAN, 6-9-58 B, 3RD FLOOR , BASHEER BAGH, HYDERABAD - 500 004. 2 THE UNITED INDIA INSURANCE CO. LTD. 24 WHITES ROAD, CHENNAI - 600 014. 3 THE NATIONAL INSURANCE CO. LTD, REPRESENTED BY ITS CHAIRMAN AND MANGING DIRECTOR, MIDDLETON STREET, KOLKOTHA - 700 071. 4 THE NEW INDIA ASSURANCE COMPANY LTD. NEW INDIA ASSURANCE BUILDING - 87, M.G. ROAD, FORT MUMBAI - 400 001. 5 THE ORIENTAL INSURANCE CO. LTD., ORIENTAL HOUSE, A 25/27 ASAF ALI ROAD, NEW DELHI - 110 007. BY SRI.P.K.MANOJKUMAR, SC, UNITED INDIA INSU R1 BY SRI.K.L.NARASIMHAN, SC THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 07.01.2020, ALONG WITH WP(C).16346/2019 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: -: 19 :-
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT THE HONOURABLE MRS. JUSTICE ANU SIVARAMAN TUESDAY, THE 07TH DAY OF JANUARY 2020 / 17TH POUSHA, 1941 WP(C).No.18224 OF 2019(C) PETITIONER :- SHEBY.T.S., AGED 47 YEARS S/O.SHANMUGAN, LALITHALAYAM, KOPPANDISSERY ROAD, MARADU, PIN - 682 304 BY ADV. SMT.J.SURYA RESPONDENTS :- 1 INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY REPRESENTED BY THE CHAIRMAN, PARISHARAM BHAVAN, 6-9-58 B, 3RD FLOOR , BASHEER BAGH, HYDERABAD - 500 004. 2 THE UNITED INDIA INSURANCE CO. LTD. 24 WHITES ROAD, CHENNAI - 600 014. 3 THE NATIONAL INSURANCE CO. LTD, REPRESENTED BY ITS CHAIRMAN AND MANGING DIRECTOR, MIDDLETON STREET, KOLKOTHA - 700 071. 4 THE NEW INDIA ASSURANCE COMPANY LTD. NEW INDIA ASSURANCE BUILDING - 87, M.G. ROAD, FORT MUMBAI - 400 001. 5 THE ORIENTAL INSURANCE CO. LTD., ORIENTAL HOUSE, A 25/27 ASAF ALI ROAD, NEW DELHI - 110 007. BY SRI.P.K.MANOJKUMAR, SC, UNITED INDIA INSU R1 BY SRI.K.L.NARASIMHAN, SC THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 07.01.2020, ALONG WITH WP(C).16346/2019 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: -: 20 :-
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT THE HONOURABLE MRS. JUSTICE ANU SIVARAMAN TUESDAY, THE 07TH DAY OF JANUARY 2020 / 17TH POUSHA, 1941 WP(C).No.18273 OF 2019(H) PETITIONER :- ABHILASH BABU, AGED 39 YEARS S/O.BABU, THACHARATHUNDIYIL HOUSE, JANATHA ROAD, VYTILA, COCHIN - 19. BY ADV. SMT.T.B.DHANYA RESPONDENTS :- 1 INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY REPRESENTED BY THE CHAIRMAN, PARISHARAM BHAVAN, 6-9-58 B, 3RD FLOOR , BASHEER BAGH, HYDERABAD - 500 004. 2 THE UNITED INDIA INSURANCE CO. LTD. 24 WHITES ROAD, CHENNAI - 600 014. 3 THE NATIONAL INSURANCE CO. LTD, REPRESENTED BY ITS CHAIRMAN AND MANGING DIRECTOR, MIDDLETON STREET, KOLKOTHA - 700 071. 4 THE NEW INDIA ASSURANCE COMPANY LTD. NEW INDIA ASSURANCE BUILDING - 87, M.G. ROAD, FORT MUMBAI - 400 001. 5 THE ORIENTAL INSURANCE CO. LTD., ORIENTAL HOUSE, A 25/27 ASAF ALI ROAD, NEW DELHI - 110 007. BY SRI.P.K.MANOJKUMAR, SC, UNITED INDIA INSU R1 BY SRI.K.L.NARASIMHAN, SC THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 07.01.2020, ALONG WITH WP(C).16346/2019 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: -: 21 :-
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT THE HONOURABLE MRS. JUSTICE ANU SIVARAMAN TUESDAY, THE 07TH DAY OF JANUARY 2020 / 17TH POUSHA, 1941 WP(C).No.18294 OF 2019(J) PETITIONER :- GIREESH K.B, AGED 37 YEARS S/O.BALAN, KUNNARA HOUSE, SILVER SAND ISLAND, EROOR, PIN - 682 306 BY ADV. SMT.T.B.DHANYA RESPONDENTS :- 1 INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY REPRESENTED BY THE CHAIRMAN, PARISHARAM BHAVAN, 6-9-58 B, 3RD FLOOR , BASHEER BAGH, HYDERABAD - 500 004. 2 THE UNITED INDIA INSURANCE CO. LTD. 24 WHITES ROAD, CHENNAI - 600 014. 3 THE NATIONAL INSURANCE CO. LTD, REPRESENTED BY ITS CHAIRMAN AND MANGING DIRECTOR, MIDDLETON STREET, KOLKOTHA - 700 071. 4 THE NEW INDIA ASSURANCE COMPANY LTD. NEW INDIA ASSURANCE BUILDING - 87, M.G. ROAD, FORT MUMBAI - 400 001. 5 THE ORIENTAL INSURANCE CO. LTD., ORIENTAL HOUSE, A 25/27 ASAF ALI ROAD, NEW DELHI - 110 007. BY SRI.P.K.MANOJKUMAR, SC, UNITED INDIA INSU R1 BY SRI.K.L.NARASIMHAN, SC THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 07.01.2020, ALONG WITH WP(C).16346/2019 AND CONNECTED CASES, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: -: 22 :-
JUDGMENT
Dated this the 7th day of January 2020 These writ petitions are filed with regard to the increase in the rate of premium for obtaining third party liability insurance for motor vehicles. A statement has been placed on record by the respondents. The increase has been duly justified by the respondents in the statement. The respondents are well within jurisdiction in effecting the enhancement. In the above view of the matter, I am of the opinion that the prayers sought for in these writ petitions cannot be granted. These writ petitions are accordingly closed in the light of the statement filed by the respondents. The closing of these writ petitions will not prejudice the right of the petitioners to challenge any further enhancement made in future. Sd/- ANU SIVARAMAN JUDGE Jvt/8.1.2020 -: 23 :- APPENDIX OF WP(C) 16346/2019 PETITIONER'S EXHIBITS: EXHIBIT P1 A TRUE COPY OF NOTIFICATION NO.IRDAINL/NL/NTFN/ MOTP/91/06/2018 DATED 04.06.2019 ISSUED BY EXHIBIT P2 A TRUE COPY OF THE NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/053/03/2018 DATED 28.03.2018 ISSUED BY EXHIBIT P3 A TRUE COPY OF THE NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/068/03/2017 DATED 28.03.2017 ISSUED BY EXHIBIT P4 THE TRUE COPY NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/060/03/2015 DATED 28-3-2016 ISSUED BY -: 24 :- APPENDIX OF WP(C) 16348/2019 PETITIONER'S EXHIBITS: EXHIBIT P1 A TRUE COPY OF NOTIFICATION NO.IRDAINL/NL/NTFN/ MOTP/91/06/2018 DATED 04.06.2019 ISSUED BY EXHIBIT P2 A TRUE COPY OF THE NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/053/03/2018 DATED 28.03.2018 ISSUED BY EXHIBIT P3 A TRUE COPY OF THE NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/068/03/2017 DATED 28.03.2017 ISSUED BY EXHIBIT P4 THE TRUE COPY NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/060/03/2015 DATED 28-3-2016 ISSUED BY -: 25 :- APPENDIX OF WP(C) 16467/2019 PETITIONER'S EXHIBITS: EXHIBIT P1 A TRUE COPY OF NOTIFICATION NO.IRDAINL/NL/NTFN/ MOTP/91/06/2018 DATED 04.06.2019 ISSUED BY EXHIBIT P2 A TRUE COPY OF THE NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/053/03/2018 DATED 28.03.2018 ISSUED BY EXHIBIT P3 A TRUE COPY OF THE NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/068/03/2017 DATED 28.03.2017 ISSUED BY EXHIBIT P4 THE TRUE COPY NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/060/03/2015 DATED 28-3-2016 ISSUED BY -: 26 :- APPENDIX OF WP(C) 16480/2019 PETITIONER'S EXHIBITS: EXHIBIT P1 A TRUE COPY OF NOTIFICATION NO.IRDAINL/NL/NTFN/ MOTP/91/06/2018 DATED 04.06.2019 ISSUED BY EXHIBIT P2 A TRUE COPY OF THE NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/053/03/2018 DATED 28.03.2018 ISSUED BY EXHIBIT P3 A TRUE COPY OF THE NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/068/03/2017 DATED 28.03.2017 ISSUED BY EXHIBIT P4 THE TRUE COPY NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/060/03/2015 DATED 28-3-2016 ISSUED BY -: 27 :- APPENDIX OF WP(C) 16617/2019 PETITIONER'S EXHIBITS: EXHIBIT P1 A TRUE COPY OF NOTIFICATION NO.IRDAINL/NL/NTFN/ MOTP/91/06/2018 DATED 04.06.2019 ISSUED BY EXHIBIT P2 A TRUE COPY OF THE NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/053/03/2018 DATED 28.03.2018 ISSUED BY EXHIBIT P3 A TRUE COPY OF THE NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/068/03/2017 DATED 28.03.2017 ISSUED BY EXHIBIT P4 THE TRUE COPY NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/060/03/2015 DATED 28-3-2016 ISSUED BY -: 28 :- APPENDIX OF WP(C) 17052/2019 PETITIONER'S EXHIBITS: EXHIBIT P1 A TRUE COPY OF NOTIFICATION NO.IRDAINL/NL/NTFN/ MOTP/91/06/2018 DATED 04.06.2019 ISSUED BY EXHIBIT P2 A TRUE COPY OF THE NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/053/03/2018 DATED 28.03.2018 ISSUED BY EXHIBIT P3 A TRUE COPY OF THE NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/068/03/2017 DATED 28.03.2017 ISSUED BY EXHIBIT P4 THE TRUE COPY NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/060/03/2015 DATED 28-3-2016 ISSUED BY -: 29 :- APPENDIX OF WP(C) 17076/2019 PETITIONER'S EXHIBITS: EXHIBIT P1 A TRUE COPY OF NOTIFICATION NO.IRDAINL/NL/NTFN/ MOTP/91/06/2018 DATED 04.06.2019 ISSUED BY EXHIBIT P2 A TRUE COPY OF THE NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/053/03/2018 DATED 28.03.2018 ISSUED BY EXHIBIT P3 A TRUE COPY OF THE NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/068/03/2017 DATED 28.03.2017 ISSUED BY EXHIBIT P4 THE TRUE COPY NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/060/03/2015 DATED 28-3-2016 ISSUED BY -: 30 :- APPENDIX OF WP(C) 17159/2019 PETITIONER'S EXHIBITS: EXHIBIT P1 A TRUE COPY OF NOTIFICATION NO.IRDAINL/NL/NTFN/ MOTP/91/06/2018 DATED 04.06.2019 ISSUED BY EXHIBIT P2 A TRUE COPY OF THE NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/053/03/2018 DATED 28.03.2018 ISSUED BY EXHIBIT P3 A TRUE COPY OF THE NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/068/03/2017 DATED 28.03.2017 ISSUED BY EXHIBIT P4 THE TRUE COPY NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/060/03/2015 DATED 28-3-2016 ISSUED BY -: 31 :- APPENDIX OF WP(C) 17213/2019 PETITIONER'S EXHIBITS: EXHIBIT P1 A TRUE COPY OF NOTIFICATION NO.IRDAINL/NL/NTFN/ MOTP/91/06/2018 DATED 04.06.2019 ISSUED BY EXHIBIT P2 A TRUE COPY OF THE NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/053/03/2018 DATED 28.03.2018 ISSUED BY EXHIBIT P3 A TRUE COPY OF THE NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/068/03/2017 DATED 28.03.2017 ISSUED BY EXHIBIT P4 THE TRUE COPY NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/060/03/2015 DATED 28-3-2016 ISSUED BY -: 32 :- APPENDIX OF WP(C) 17316/2019 PETITIONER'S EXHIBITS: EXHIBIT P1 A TRUE COPY OF NOTIFICATION NO.IRDAINL/NL/NTFN/ MOTP/91/06/2018 DATED 04.06.2019 ISSUED BY EXHIBIT P2 A TRUE COPY OF THE NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/053/03/2018 DATED 28.03.2018 ISSUED BY EXHIBIT P3 A TRUE COPY OF THE NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/068/03/2017 DATED 28.03.2017 ISSUED BY EXHIBIT P4 THE TRUE COPY NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/060/03/2015 DATED 28-3-2016 ISSUED BY -: 33 :- APPENDIX OF WP(C) 17317/2019 PETITIONER'S EXHIBITS: EXHIBIT P1 A TRUE COPY OF NOTIFICATION NO.IRDAINL/NL/NTFN/ MOTP/91/06/2018 DATED 04.06.2019 ISSUED BY EXHIBIT P2 A TRUE COPY OF THE NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/053/03/2018 DATED 28.03.2018 ISSUED BY EXHIBIT P3 A TRUE COPY OF THE NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/068/03/2017 DATED 28.03.2017 ISSUED BY EXHIBIT P4 THE TRUE COPY NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/060/03/2015 DATED 28-3-2016 ISSUED BY -: 34 :- APPENDIX OF WP(C) 17917/2019 PETITIONER'S EXHIBITS: EXHIBIT P1 A TRUE COPY OF NOTIFICATION NO.IRDAINL/NL/NTFN/ MOTP/91/06/2018 DATED 04.06.2019 ISSUED BY EXHIBIT P2 A TRUE COPY OF THE NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/053/03/2018 DATED 28.03.2018 ISSUED BY EXHIBIT P3 A TRUE COPY OF THE NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/068/03/2017 DATED 28.03.2017 ISSUED BY EXHIBIT P4 THE TRUE COPY NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/060/03/2015 -: 35 :- APPENDIX OF WP(C) 18163/2019 PETITIONER'S EXHIBITS: EXHIBIT P1 A TRUE COPY OF NOTIFICATION NO.IRDAINL/NL/NTFN/ MOTP/91/06/2018 DATED 04.06.2019 ISSUED BY EXHIBIT P2 A TRUE COPY OF THE NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/053/03/2018 DATED 28.03.2018 ISSUED BY EXHIBIT P3 A TRUE COPY OF THE NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/068/03/2017 DATED 28.03.2017 ISSUED BY EXHIBIT P4 THE TRUE COPY NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/060/03/2015 -: 36 :- APPENDIX OF WP(C) 18168/2019 PETITIONER'S EXHIBITS: EXHIBIT P1 A TRUE COPY OF NOTIFICATION NO.IRDAINL/NL/NTFN/ MOTP/91/06/2018 DATED 04.06.2019 ISSUED BY EXHIBIT P2 A TRUE COPY OF THE NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/053/03/2018 DATED 28.03.2018 ISSUED BY EXHIBIT P3 A TRUE COPY OF THE NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/068/03/2017 DATED 28.03.2017 ISSUED BY EXHIBIT P4 THE TRUE COPY NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/060/03/2015 -: 37 :- APPENDIX OF WP(C) 18187/2019 PETITIONER'S EXHIBITS: EXHIBIT P1 A TRUE COPY OF NOTIFICATION NO.IRDAINL/NL/NTFN/ MOTP/91/06/2018 DATED 04.06.2019 ISSUED BY EXHIBIT P2 A TRUE COPY OF THE NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/053/03/2018 DATED 28.03.2018 ISSUED BY EXHIBIT P3 A TRUE COPY OF THE NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/068/03/2017 DATED 28.03.2017 ISSUED BY EXHIBIT P4 THE TRUE COPY NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/060/03/2015 -: 38 :- APPENDIX OF WP(C) 18189/2019 PETITIONER'S EXHIBITS: EXHIBIT P1 A TRUE COPY OF NOTIFICATION NO.IRDAINL/NL/NTFN/ MOTP/91/06/2018 DATED 04.06.2019 ISSUED BY EXHIBIT P2 A TRUE COPY OF THE NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/053/03/2018 DATED 28.03.2018 ISSUED BY EXHIBIT P3 A TRUE COPY OF THE NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/068/03/2017 DATED 28.03.2017 ISSUED BY EXHIBIT P4 THE TRUE COPY NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/060/03/2015 -: 39 :- APPENDIX OF WP(C) 18193/2019 PETITIONER'S EXHIBITS: EXHIBIT P1 A TRUE COPY OF NOTIFICATION NO.IRDAINL/NL/NTFN/ MOTP/91/06/2018 DATED 04.06.2019 ISSUED BY EXHIBIT P2 A TRUE COPY OF THE NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/053/03/2018 DATED 28.03.2018 ISSUED BY EXHIBIT P3 A TRUE COPY OF THE NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/068/03/2017 DATED 28.03.2017 ISSUED BY EXHIBIT P4 THE TRUE COPY NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/060/03/2015 -: 40 :- APPENDIX OF WP(C) 18199/2019 PETITIONER'S EXHIBITS: EXHIBIT P1 A TRUE COPY OF NOTIFICATION NO.IRDAINL/NL/NTFN/ MOTP/91/06/2018 DATED 04.06.2019 ISSUED BY EXHIBIT P2 A TRUE COPY OF THE NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/053/03/2018 DATED 28.03.2018 ISSUED BY EXHIBIT P3 A TRUE COPY OF THE NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/068/03/2017 DATED 28.03.2017 ISSUED BY EXHIBIT P4 THE TRUE COPY NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/060/03/2015 -: 41 :- APPENDIX OF WP(C) 18224/2019 PETITIONER'S EXHIBITS: EXHIBIT P1 A TRUE COPY OF NOTIFICATION NO.IRDAINL/NL/NTFN/ MOTP/91/06/2018 DATED 04.06.2019 ISSUED BY EXHIBIT P2 A TRUE COPY OF THE NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/053/03/2018 DATED 28.03.2018 ISSUED BY EXHIBIT P3 A TRUE COPY OF THE NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/068/03/2017 DATED 28.03.2017 ISSUED BY EXHIBIT P4 THE TRUE COPY NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/060/03/2015 -: 42 :- APPENDIX OF WP(C) 18273/2019 PETITIONER'S EXHIBITS: EXHIBIT P1 A TRUE COPY OF NOTIFICATION NO.IRDAINL/NL/NTFN/ MOTP/91/06/2018 DATED 04.06.2019 ISSUED BY EXHIBIT P2 A TRUE COPY OF THE NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/053/03/2018 DATED 28.03.2018 ISSUED BY EXHIBIT P3 A TRUE COPY OF THE NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/068/03/2017 DATED 28.03.2017 ISSUED BY EXHIBIT P4 THE TRUE COPY NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/060/03/2015 -: 43 :- APPENDIX OF WP(C) 18294/2019 PETITIONER'S EXHIBITS: EXHIBIT P1 A TRUE COPY OF NOTIFICATION NO.IRDAINL/NL/NTFN/ MOTP/91/06/2018 DATED 04.06.2019 ISSUED BY EXHIBIT P2 A TRUE COPY OF THE NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/053/03/2018 DATED 28.03.2018 ISSUED BY EXHIBIT P3 A TRUE COPY OF THE NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/068/03/2017 DATED 28.03.2017 ISSUED BY EXHIBIT P4 THE TRUE COPY NOTIFICATION NO.IRDA/NL/NTFN/ MOTP/060/03/2015 //TRUE COPY// P.A. TO JUDGE