Full Judgment
IN THE HIGH COURT OF KERALA AT ERNAKULAM
PRESENT THE HONOURABLE MR. JUSTICE DEVAN RAMACHANDRAN FRIDAY, THE 31ST DAY OF MAY 2024 / 10TH JYAISHTA, 1946 WP(C) NO. 9687 OF 2024 PETITIONER: RESHMA RAJU AGED 24 YEARS D/O. RAJU SAMUEL, KALLETHU KIZHAKKATHIL, ILIPPIKKULAM, KATTANAM, ALAPPUZHA DISTRICT, PIN - 690503. BY ADVS. ALEX K.JOHN JILCY JACOB REMYA MURALI NINAN THOMAS ANNA PHILIP RESPONDENTS:
1 STATE OF KERALA REPRESENTED BY THE SECRETARY, REVENUE DEPARTMENT, THIRUVANANTHAPURAM, PIN - 695541. 2 DISTRICT COLLECTOR COLLECTROATE, ALAPPUZHA, ALAPPUZHA DISTRICT, PIN - 688001. 3 DEPUTY TAHSILDAR REVENUE RECOVERY, TALUK OFFICE, NEAR PRIVATE STAND, MAVELIKKARA, ALAPPUZHA DISTRICT, PIN - 690101. 4 THE MANAGER STATE BANK OF INDIA, PALLIKKAL BRANCH KATTANAM MURI, ALAPPUZHA DISTRICT, PIN - 690503. SRI.ARUN THOMAS
THIS WRIT PETITION (CIVIL) HAVING COME UP FOR ADMISSION ON 31.05.2024, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: ..2..
DEVAN RAMACHANDRAN, J.
========================= W.P.(C)No.9687 of 2024 ========================== Dated this the 31st day of May, 2024
JUDGMENT
When this matter was called today, Sri.Arun Thomas - learned Standing Counsel for the “State Bank of India” ('Bank' for short), submitted that, the total outstanding in the Loan Account of the petitioner, as on 31.05.2024, is Rs.3,91,062/-; and that if she is willing to pay the same in not more than 8 equal monthly installments, his client will not stand in the way of this Court disposing of this writ petition on such terms.
2. Sri.Alex.K.John - learned counsel for the petitioner,
fully agreed to the afore and prayed that this Writ Petition be thus ordered. In the afore circumstances, I allow this Writ Petition, granting liberty to the petitioner to pay the total outstanding amount in the Loan Account, namely, Rs.3,91,062/- as on 31.05.2024, with all applicable charges and interest, in 8 equal monthly installments commencing from 30.06.2024. If this is done, the Bank shall close the loan account and return the ..3.. security documents to her, on proper receipt. Needless to say, as long as the petitioner pays as per the above directions, all further action pursuant to Ext.P2 will stand deferred; but if she defaults payment of any two installments as ordered above, the Bank will be at full liberty to invoke appropriate remedies for recovery of the total balance amount as per law, without having to obtain any further orders from this Court. Sd/- DEVAN RAMACHANDRAN, JUDGE ACR ..4.. APPENDIX OF WP(C) 9687/2024 PETITIONER EXHIBITS Exhibit P1 THE TRUE COPY OF THE DEMAND NOTICE ISSUED
BY THE 2ND RESPONDENT THROUGH DEPUTY TAHASILDAR REVENUE RECOVERY, MAVELIKKARA TALUK DATED 14.12.2023 Exhibit P2 THE TRUE COPY OF THE DEMAND NOTICE DATED 11.01.2024 ISSUED BY THE 2ND RESPONDENT THROUGH DEPUTY TAHASILDAR REVENUE RECOVERY, MAVELIKKARA TALUK