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The KARNATAKA MICRO LOAN AND SMALL LOAN (PREVENTION OF COERCIVE ACTIONS) ACT, 2025 Section 5

Title: Lending Norms

State: Karnataka

Year: 2025

six months or with fine which may extend to Ten Thousand rupees or with both. 8. Penalty for coercive actions against Micro Finance Institutions (MFI).- Micro Finance Institution (MFI) or Money Lending Agencies or Organization or Lender

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The KARNATAKA MICRO LOAN AND SMALL LOAN (PREVENTION OF COERCIVE ACTIONS) ACT, 2025 Section 2

Title: Definitions

State: Karnataka

Year: 2025

conditions that the money shall be repaid within a certain period of time. (b) "Coercive Action" means the Coercive Action as explained in section 8. (c) "Interest" for the purposes of the terms defined under the provisions

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The KARNATAKA MICRO LOAN AND SMALL LOAN (PREVENTION OF COERCIVE ACTIONS) ACT, 2025 Section 14

Title: Every officer to be public servant

State: Karnataka

Year: 2025

section 2 of the Bharatiya Nyaya Sanhita, 2023 (Central Act 45 of 2023). 15. Relief to borrower from coercive action by the unlicensed and unregistered Micro finance institutions or Money Lending Agencies or Organizations or Lender.- Notwithstanding

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Brief the judgments behind these acts

The KARNATAKA MICRO LOAN AND SMALL LOAN (PREVENTION OF COERCIVE ACTIONS) ACT, 2025 Section 19

Title: Repeal and savings

State: Karnataka

Year: 2025

1) The Karnataka Micro Loan and Small Loan (Prevention of Coercive Actions) Ordinance, 2025 (Karnataka Ordinance No. 02 of 2025) is hereby repealed. (2) Notwithstanding such repeal, anything done

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The KARNATAKA MICRO LOAN AND SMALL LOAN (PREVENTION OF COERCIVE ACTIONS) ACT, 2025 Section 1

Title: Short title, commencement and application

State: Karnataka

Year: 2025

1) This Act may be called the Karnataka Micro Loan and Small Loan (Prevention of Coercive Actions) Act, 2025. (2) It shall deemed to have come into force with effect from 12th day February,

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The KARNATAKA MICRO LOAN AND SMALL LOAN (PREVENTION OF COERCIVE ACTIONS) ACT, 2025 Section 4

Title: Power to cancel or suspend Registration

State: Karnataka

Year: 2025

1) The Registering Authority may, at any time, either suo-motu or upon receipt of complaint by a borrower cancel or recommend to cancel the registration of a Micro Finance Institution or Money Lending Agencies or Organizations...

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The KARNATAKA MICRO LOAN AND SMALL LOAN (PREVENTION OF COERCIVE ACTIONS) ACT, 2025 Section 10

Title: Complaints

State: Karnataka

Year: 2025

A complaint can be filed regarding violation of the provision of this Act by a Micro Finance Institution (MFI) or Money Lending Agencies or Organization or Lender before the concerned/ jurisdictional police station and the concerned...

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The KARNATAKA MICRO LOAN AND SMALL LOAN (PREVENTION OF COERCIVE ACTIONS) ACT, 2025 Section 11

Title: Appointment of an Ombudsperson

State: Karnataka

Year: 2025

The Government may by notification, appoint an Ombudsperson who can act as mediator between the borrower or lender, for settling the disputes.

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The KARNATAKA MICRO LOAN AND SMALL LOAN (PREVENTION OF COERCIVE ACTIONS) ACT, 2025 Section 12

Title: Grievances redressal forum

State: Karnataka

Year: 2025

The Government shall establish suitable grievance mechanism. The procedure and guidelines for grievance mechanism shall be in the manner as may be prescribed.

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The KARNATAKA MICRO LOAN AND SMALL LOAN (PREVENTION OF COERCIVE ACTIONS) ACT, 2025 Section 13

Title: Penalty for contravention of section 8 of the Act

State: Karnataka

Year: 2025

Any person who contravenes of section 8 of this Act, shall be tried and punishable by the Judicial Magistrate First Class, with imprisonment for a term which may extend to ten years and with fine which...

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