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Letter Of Lien For Cash Credit Facility Negotiable Instruments Act 1341 - Legal Draft

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Category : Negotiable Instruments Act

Letter of lien for cash credit facility
To,
The Manager,

         Bank
         Branch.
Sir,
We, the undersigned .... of the firm of M/s       have to state as under
You have opened a cash credit account with you being account No  
with a maximum limit of Rs        and we are operating the said account and

withdrawing and crediting amounts therein whenever required and pos sible.
We have also a current/ saving account with you being account No         
and we are operating the same.
We have also some amount deposited with you under fixed deposit
receipt being FDR No      dated ....
We have to state and agree that in consideration of your granting us
cash credit facility to the extent of Rs          we hereby create a lien in your
favour on the amount standing to the credit to the said current/saving account with you as well as the amount of FDR referred to above with interest accrued thereon if any to recover by way of adjustment any amount found due and payable to you by us under and in respect of the said cash credit account with power to utilise the amounts due to us under the current/saving account and FDRs or any part thereof.
We declare that we have not assigned or created any encumbrances on the said FDR and undertaken not to do so during the subsistence of the said cash credit, facility.
Dated this .... day of ....
Yours faithfully
XY Z

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