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back end ratio (debt ratio)
back end ratio (debt ratio) a ratio that compares the total of all monthly debt payments (mortgage, real estate taxes and insurance, car loans, and other consumer loans) to
breach
gives rise to the right to suspend performance but not to cancel the contract until there is a total breach. par·tial breach : a breach of contract in which the breaching party's nonperformance is minor and gives
coinsurance
in which the insured is obligated to maintain coverage on a risk at a stipulated percentage of its total value or in the event of loss to suffer a penalty in proportion to the deficiency
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credit loss ratio
credit loss ratio the ratio of credit-related losses to the dollar amount of MBS outstanding and total mortgages owned by the corporation. Source: U.S. Department of Housing and Urban Development
deduct
deduct : to take away (an amount) from a total ;specif : to take as a deduction [must be capitalized…rather than immediately ed "D. Q. Posin"] compare amortize
deduction
deduction for a specifically recorded item that is allowed to be taken from adjusted gross income if the total of such deductions exceeds the standard deduction marital deduction 1 : a deduction allowed under the Internal Revenue
discharge
document proving release or payment 2 : the state of being discharged or released [a party seeking a total ] 3 : release from confinement [ordering a conditional of the alien on habeas corpus "Harvard Law Review"]
independent contractor
independent contractor : one that contracts to do work or perform a service for another and that retains total and free control over the means or methods used in doing the work or performing the service compare
discount point
discount point normally paid at closing and generally calculated to be equivalent to 1% of the total loan amount, discount points are paid to reduce the interest rate on a loan. In an ARM with
franchise
sum) specified in an insurance contract below which an insurer disclaims liability and above which the insurer assumes total liability compare deductible b : group insurance covering fewer than the minimum number of participants required by law
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