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country of former allegiance

The previous country of citizenship of a naturalized U.S. citizen or of a person who derived U.S. citizenship. Source: U.S. Citizenship and Immigration Services

duration

to receive the present value of all future payments on a security to include both principal and interest. Source: U.S. Department of Housing and Urban Development

creditworthiness

creditworthiness the way a lender measures the ability of a person to qualify and repay a loan. Source: U.S. Department of Housing and Urban Development

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courtroom deputy clerk

assists the judge by keeping track of witnesses, evidence, and other trial matters, and sometimes by scheduling cases. Source: Federal Judicial Center

covenants

deed. Discriminatory covenants are illegal and unenforceable. Also known as a condition, restriction, deed restriction or restrictive covenant. Source: U.S. Department of Housing and Urban Development

credit counseling

education on how to improve bad credit and how to avoid having more debt than can be repaid. Source: U.S. Department of Housing and Urban Development

credit enhancement

used by a lender to reduce default of a loan by requiring collateral, mortgage insurance, or other agreements. Source: U.S. Department of Housing and Urban Development

credit grantor

credit grantor the lender that provides a loan or credit. Source: U.S. Department of Housing and Urban Development

credit history

called a credit report. Lenders use this information to gauge a potential borrower's ability to repay a loan. Source: U.S. Department of Housing and Urban Development

credit loss ratio

ratio of credit-related losses to the dollar amount of MBS outstanding and total mortgages owned by the corporation. Source: U.S. Department of Housing and Urban Development

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