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Mortgage

have one peculiarity; though creating a legal estate, the title is not perfected until the mortgage has been registered under s. 10, Class C, of the (English) Land Charges Act, 1925, in the Land Registry or in … These ss. are not retrospective. Before this Act, in the absence of a power of leasing, a valid lease could only be granted with the concurrence of both mortgagor and mortgagee, see Keech v. Hall, (1745) 1

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