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respa

respa Real Estate Settlement Procedures Act; a law protecting consumers from abuses during the residential real estate purchase and loan process by requiring lenders to disclose all settlement costs, practices, and relationships Source: U.S. Department of

Entitled to act

he would have been competent to alienate the land and receive and give a good discharge for the purchase money on a voluntary sale. [Land Acquisition Act, 1894, s. 3(g)]

margin

cash or collateral deposited in a regulated amount by a client with a broker who is financing the purchase of securities see also regulation t b : a deposit made with a broker by a client who

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title

of equitable principles to be the owner of property even though legal title is vested in another [the purchaser under a contract for sale had equitable title to and an insurable interest in the property] ;specif :

underwrite

insurance] b : to issue or set the terms of (an insurance policy) 2 : to agree to purchase (all or part of a security issue) usually on a fixed date at a fixed price with the

trust

pension trust : an insurance trust created as a retirement plan in which individual life insurance policies are purchased for employees and held in trust by the employer to fund the plan insurance trust : a trust

transfer of ownership

transfer of ownership any means by which ownership of a property changes hands. These include purchase of a property, assumption of mortgage debt, exchange of possession of a property via a land sales contract

trade acceptance

trade acceptance : a time draft or bill of exchange for the amount of a specific purchase drawn by the seller on the buyer, bearing the buyer's acceptance, and often noting the place of payment

trade

of property usually without use of money vb trad·ed trad·ing vi 1 : to engage in the exchange, purchase, or sale of goods 2 : to give one thing in exchange for another 3 : to engage

title search

determine the condition of title to real property usually that is the subject of a transaction (as a purchase or mortgage) [the borrower was required to pay for a title search]

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