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gag rule

gag rule : a law, order, or ruling that prohibits free debate or expression of ideas, information, or opinions [a long-standing Florida gag rule barring people from discussing complaints they made against police officers "National

fico score

decide if the person is likely to pay his or her bills. A credit score is evaluated using information from the three major credit bureaus and is usually between 300 and 850. Source: U.S. Department of Housing

financing statement

financing statement : a statement that contains information about a security interest in collateral used to secure a debt and that is filed to provide notice

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FOIA

FOIA Freedom of Information Act see also the Important Laws section

form

of action 3 : a printed or typed document with blank spaces for insertion of required or requested information [tax s]

formal rulemaking

accordance with the formal procedures set forth in sections 556 and 557 of the Administrative Procedure Act compare informal rulemaking NOTE: Formal rulemaking is usually only done where specifically required by the legislation mandating the agency action.

four corners

four corners : the contents of a document as interpreted without reference to or consideration of outside information : the face of a document [any evidence offered…must appear within the four corners of the will "Crump's

freedom of speech

freedom of speech :the right to express information, ideas, and opinions free of government restrictions based on content and subject only to reasonable limitations (as the

freedom of the press

freedom of the press :the right to publish and disseminate information, thoughts, and opinions without restraint or censorship as guaranteed under the First Amendment to the U.S. Constitution NOTE:

homeownership education classes

homeownership education classes classes that stress the need to develop a strong credit history and offer information about how to get a mortgage approved, qualify for a loan, choose an affordable home, go through financing

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