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credit history

for each. The report that is generated from the history is called a credit report. Lenders use this information to gauge a potential borrower's ability to repay a loan. Source: U.S. Department of Housing and Urban Development

inquiry

inquiry pl: -ries 1 : a request for information [such doubt as would cause a reasonable person to make an ] 2 : a systematic official investigation

federal poverty guidelines

in accordance with U.S. immigration laws. Visit the U.S. Citizenship and Immigration Services Poverty Guidelines page for more information. Source: Department of State. March 2007.

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indictment

authority and found by a grand jury that charges a person or persons with an offense compare complaint, information b : bill of indictment at bill

in status

Those who do not follow the requirements violate their status and are considered "out of status." For more information see "Out of Status" below. In Status means you are in compliance with the requirements of your visa

immigration and nationality act (ina)

many times over the years, but is still the basic body of immigration law. See INA for additional information. Source: Department of State. March 2007.

homeownership education classes

homeownership education classes classes that stress the need to develop a strong credit history and offer information about how to get a mortgage approved, qualify for a loan, choose an affordable home, go through financing

gag rule

gag rule : a law, order, or ruling that prohibits free debate or expression of ideas, information, or opinions [a long-standing Florida gag rule barring people from discussing complaints they made against police officers "National

freedom of the press

freedom of the press :the right to publish and disseminate information, thoughts, and opinions without restraint or censorship as guaranteed under the First Amendment to the U.S. Constitution NOTE:

freedom of speech

freedom of speech :the right to express information, ideas, and opinions free of government restrictions based on content and subject only to reasonable limitations (as the

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