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housing counseling agency
agency provides counseling and assistance to individuals on a variety of issues, including loan default, fair housing, and home buying. Source: U.S. Department of Housing and Urban Development
dump
quantity at a very low price ;specif : to sell abroad at less than the market price at home
earnest money (deposit)
money (deposit) money put down by a potential buyer to show that they are serious about purchasing the home; it becomes part of the down payment if the offer is accepted, is returned if the offer is
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fair housing
fair housing Federal and state "fair housing" laws entitle home buyers, renters, and mortgage borrowers with protections against discrimination based on disability, gender, marital status, race, and sexual
fair housing act
fair housing act a law that prohibits discrimination in all facets of the home buying process on the basis of race, color, national origin, religion, sex, familial status, or disability. Source: U.S.
flood insurance
flood insurance insurance that protects homeowners against losses from a flood; if a home is located in a flood plain, the lender will require
freddie mac
freddie mac Federal Home Loan Mortgage Corporation (FHLM); a federally chartered corporation that purchases residential mortgages, securitizes them, and sells them to
fsbo (for sale by owner)
fsbo (for sale by owner) a home that is offered for sale by the owner without the benefit of a real estate professional. Source: U.S.
good
specified hard goods : durable goods in this entry house·hold goods : goods used in connection with the home ;specif : furniture, furnishings, and personal effects used in a dwelling as defined by section 7-209 of the
head of the household
A filing status used by an unmarried taxpayer who pays over half of the cost of maintaining the home of a qualified individual.
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