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certified check

a check drawn on a bank and bearing marks from that bank guaranteeing that funds have been reserved for payment

diversion

: the act or an instance of diverting: as a : an unauthorized rerouting or appropriation [ of funds] b : suspension of the prosecution of a charge for a period of time during which the defendant

warrant

do something: as a : an order from one person (as an official) to another to pay public funds to a designated person b : a writ issued esp. by a judicial official (as a magistrate) authorizing

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escrow account

account into which the lender puts a portion of each monthly mortgage payment; an escrow account provides the funds needed for such expenses as property taxes, homeowners insurance, mortgage insurance, etc. Source: U.S. Department of Housing and

insured plan

an insurance company under which contributions are used to purchase life insurance or annuities as a means of funding the benefits promised

hecm (reverse mortgage)

the home. A lending institution such as a mortgage lender, bank, credit union or savings and loan association funds the FHA insured loan, commonly known as HECM. Source: U.S. Department of Housing and Urban Development

good faith

which also applies to the provisions of Article 4 on bank deposits and collections and Article 4A on funds transfers. The U.C.C. imposes an obligation of good faith on the performance of every contract or duty under

ginnie mae

loans to back securities for private investment; as With Fannie Mae and Freddie Mac, the investment income provides funding that may then be lent to eligible borrowers by lenders. Source: U.S. Department of Housing and Urban Development

freddie mac

federally chartered corporation that purchases residential mortgages, securitizes them, and sells them to investors; this provides lenders with funds for new homebuyers. Also known as a Government Sponsored Enterprise (GSE). Source: U.S. Department of Housing and Urban

foundation

the qualification of a witness as an expert, or for the assertion of a privilege. 2 a : funds given for the permanent support of an institution : endowment b : an organization or institution established by

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