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Presetment of Bill of Exchange, Cheque, or Pro-missory Note

be dispensed with by the drawee being a fictitious person, or by waiver or impracticability of presentment, the drawer and indorsers are discharged. 'Where the bill is not payable on demand, presentment must be made on the

Crossed cheques

Crossed cheques. It is very usual for the drawer of a cheque to write across it, between two parallel lines, the name of the payee's banker, in

Protest

s. 51, by which a foreign bill, dishonoured by non-acceptance or non-payment, must be duly protested, otherwise the drawer and indorsers are discharged. All protests made in England must, by the (English) Stamp Act, 1891 (see schedule),

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Sets of Exchange, or of Bills

Sets of Exchange, or of Bills. It has been common, from a very early period, for the drawer to draw and deliver to the payee several parts, commonly called a set, of the same bill of

Pyjama

In India and Persia thin loose trowsers or drawers in Europe and America drawers worn at night or a kind of nightdress with legs Usually used in

Pajamas

Originally in India loose drawers or trousers such as those worn tied about the waist by Mohammedan men and women by extension a

Waring, Ex parte, Rule of

by the acceptor of a bill against his acceptances are available to the bill-holders if both acceptor and drawer are insolvent, even though the bill-holders had no knowledge that the securities had been appropriated for the purpose.

Retour sans protet

Retour sans protet [Fr.] (return without protest), a request or direction by a drawer of a bill of exchange, that should the bill be dishonoured by the drawee, if may be returned

Post-dated cheque

cheques. There are practical difficulties rather than legal ones ..... But a cheque is generally post-dated because the drawer does not expect to have the funds to meet it until that date arrives. It is a mandate

Payment, out of

'payment out of' in its first meaning connotes actual payment, e.g., by taking the money out of the drawer or drawing a cheque on of bank. When used in connection with the word 'fund' in its second

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