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mortgage insurance

of the house or for a set period of time (7 years is common). Mortgage insurance also is available through a government agency, such as the Federal Housing Administration (FHA) or through companies (Private Mortgage Insurance or

multiple listing service (mls)

has a protocol for updating listings and sharing commissions. The MLS offers the advantage of more timely information, availability, and access to houses and other types of property on the market. Source: U.S. Department of Housing and

no-asset case

no-asset case A chapter 7 case where there are no assets available to satisfy any portion of the creditors' unsecured claims. Source: Administrative Office of the U.S. Courts

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no-fault protection

no-fault protection Coverage available in many states which pays you, or those people covered under your policy, for medical expenses or injuries

per-country-limit

year. The limits are calculated each fiscal year depending on the total number of family-sponsored and employment-based visas available. Source: U.S. Citizenship and Immigration Services

permanent total disability (ptd)

permanent total disability (ptd) PTD benefits are available if an injured employee is permanently and totally disabled from work.

perpetuate

perpetuate -at·ed -at·ing : to preserve or make available (testimony) for later use at a trial by means of deposition esp. when the evidence so gathered would

final

continue a case in any other court upon the merits: as a : being a decision for which availability of appeal has been exhausted and concerning which a writ of certiorari has been denied or the time

exemptions, exempt property

to make a living (i.e., auto tools for an auto mechanic or dental tools for a dentist). The availability and amount of property the debtor may exempt depends on the state the debtor lives in. Source: Administrative

presentence report

defendant and of the offense under the established classification system, the kinds and range of sentences and programs available, and the impact of the offense on the victim.

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