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Chennai Court April 2008 Judgments

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Apr 01 2008

The Branch Manager the Oriental Insurance Co. Ltd, Gobichettipalayam V ...

Court: Tamil Nadu State Consumer Disputes Redressal Commission SCDRC Chennai

Decided on: Apr-01-2008

K.SAMPATH J. The Opposite party in COP No.36/2004 on the file of the District Consumer Disputes Redressal Forum, Erode, is the appellant herein. The case of the complainant was as follows: - He bought a tractor which was insured with the opposite party in the year 1998 and the insurance was being periodically renewed. While the policy was in force, the vehicle met with an accident on 29/7/2003. The driver died on the spot due to fatal injuries. The vehicle was fully damaged as it fell into a well. The Motor Vehicles Inspector, Gobi, filed a report stating that the vehicle was fully damaged and unfit for use. A case was also registered under Sec.304-A IPC. On 22/8/2003 the accident was reported to the opposite party along with necessary documents. On 25/11/2003 the opposite party insurance company sent a letter asking the complainant to produce the original licence of the deceased driver. It was shown to the officers and a Xerox copy was furnished. The original was received back by the...


Apr 01 2008

P.Aravamuthan and Others Vs. M/S.Oriental Insurance Co. Limited., Chen ...

Court: Tamil Nadu State Consumer Disputes Redressal Commission SCDRC Chennai

Decided on: Apr-01-2008

K. SAMPATH J.(open court) 1. The complainant died pending appeal and his legal representatives have come on record as appellants 2 to 4. The case in the complaint was as follows:- (a) The complainant a pensioner had taken a house holder's insurance policy with the opposite party which was in force from 21/06/96. It covered jewellery upto Rs.20,000/-. The complainant insisted for insurance of the entire jewellery. But the opposite party had informed him that the insurance for jewellery under house holder's insurance scheme could not exceed Rs.20,000/-. The said policy covered 5 sovereign gold chain described as Thali chain in the list of items covered. On 26/11/98, the complainant's house was burgled and FIR was lodged at Valasaravakkam Police Station. The chain owned by the complainant's wife described as Thali chain in the description of property forming part of the policy was stolen. The said gold chain weighed 34.56 grams excluding the Thirumangalyam and silver string. The total c...


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