Andhra Pradesh Court May 2013 Judgments
K.Vijaya Lakshmi Vs. Ram Life Insurance Co.Ltd., Rep. by Its Branch Ma ...
Court: Andhra Pradesh State Consumer Disputes Redressal Commission SCDRC Hyderabad
Decided on: May-30-2013
Oral Order: (R. Lakshminarasimha Rao, Member) 1. The unsuccessful complainant is the appellant. She filed complaint claiming sum insured of Rs.2 lakh with bonus and interest and a sum of Rs.25,000/- towards compensation and costs. 2. The appellants husband during his life time obtained life insurance policy bearing No.NP 080600026758 on payment of premium of Rs.11,054/- for sum assured of Rs.2 lakh for the period commencing from 28.3.2006 for a period of 20 years. The appellant lodged claim with the respondent insurance company stating that her husband met with an accident on 29.9.2006 and died on 30.9.2006 while undergoing treatment at Bollineni Super specialty Hospital, Nellore due to heart attack and she lodged claim with the respondent which was repudiated on the ground that the insured was suffering from diabetes, kidney ailment quite for some time before taking the policy. 3. The appellant in support of her claim filed her affidavit and the documents, Ex.A1 to A5. On behalf of re...
Tag this Judgment!Smt. B.R. Latha Vs. the Chief Manager Andhra Bank and Others
Court: Andhra Pradesh State Consumer Disputes Redressal Commission SCDRC Hyderabad
Decided on: May-30-2013
Oral Order: (R. Lakshminarasimha Rao, Member) 1. The unsuccessful complainant is the appellant. 2. The case of the appellant is that the husband of the appellant late B.Raghavan during his life time worked with the respondent no.1 bank at Tirupati who died on 13.11.2006. Since the date of the death of the appellants husband the respondents failed to pay the gratuity amount of `3,50,000/- and the exgratia payment of Rs.8,00,000/- totalling to Rs.17,75,300/-. Some of the creditors have filed the suit O.S.No.595/2006 on the file of Principal Senior Civil Judge, Tirupati in which I.a.NO.1394 of 2006 was filed for attachment over the death benefits. The officer of the first respondent informed to the court there was no amount attachable on 18.06.2008. The officer of the first respondent sought for permission from the court to withheld a sum of Rs.1,13,000/- out of the leave salary amount of Rs.1,67,783/- in OS NO.595 of 2006. The first respondents instead of withholding Rs.1,13,000/- withhe...
Tag this Judgment!Padma Priya Real Estates and Financiers Rep. by Its Managing Partner a ...
Court: Andhra Pradesh State Consumer Disputes Redressal Commission SCDRC Hyderabad
Decided on: May-30-2013
Oral Order: (R. Lakshminarasimha Rao, Member) 1. The opposite parties are the appellants. The first appellant is a partnership firm of which the appellants no.2 and 3 are partners and the appellants floated a scheme, Tarakanagar scheme which provides for allotment and registration of plot admeasuring 22 sq. Yards with amenities on payment of `350/- per month for a period of 56 months with option to the member not to pay balance installments in case he becomes winner of the draw conducted by the firm every month. The respondent joined the scheme and paid an amount of `350/- towards first installment on 6.01.1994 and `150/- towards admission fee on 8.01.1994. The appellants issued receipts therefor and entered into agreement with the respondent on 5.05.1994. The respondent paid 56 installments and as the appellants had not developed the site, she requested them to develop the project. She lodged complaint with the police, Etcherla who registered case against the appellants. The appellant...
Tag this Judgment!Dr. N. Muralidhar Vs. the Branch Manager National Insurance Co., Ltd.
Court: Andhra Pradesh State Consumer Disputes Redressal Commission SCDRC Hyderabad
Decided on: May-30-2013
Oral Order: (R. Lakshminarasimha Rao, Member) 1. Dissatisfied with the order awarding the amount of Rs.15,000/-towards the loss caused to the insured house, the complainant filed the appeal. He field complaint claiming an amount of Rs.3,50,000/- towards the damages for the loss caused to his house insured with the respondent insurance company and Rs.50,000/- towards compensation and Rs.1,00,000/- towards costs. 2. The appellant insured his house with the respondent insurance company under standard fire and peril policy bearing number 551001/11/04/13100000225 for the period from 11.10.2004 to 10.10.2014. Due to floods of Tungabhara river on 2/3-10-2009 the appellants house was drowned and flood water caused damage to the house. The appellant submitted claim along with documents. The respondent deputed surveyor who assessed the loss at Rs.9,000/-. The respondent resisted the claim on the premise that the appellant violated the terms of the insurance policy by not informing the respondent...
Tag this Judgment!Life Insurance Corporation of India Rep. by Its Sr.Divil. Manager and ...
Court: Andhra Pradesh State Consumer Disputes Redressal Commission SCDRC Hyderabad
Decided on: May-30-2013
Oral Order: (R. Lakshminarasimha Rao, Member) 1. The appeal is challenge to the order of the District Forum whereby the appellant was directed to pay bonus, interest and other benefits and costs to the respondent. The respondent filed complaint claiming an amount of Rs.15,030/-towards the difference of sum assured and bonus and other benefits after deducting the amount paid by the appellant and an amount of Rs.20,000/- towards compensation and Rs.2,000/- towards costs. 2. The respondent obtained life insurance policy under Navaprabhat plan on 22.03.2000 for a sum of Rs.1,00,000/-. The respondent paid premium a sum of Rs.89,960/- at the rate of Rs.8,088/- per month. The insurance policy was matured on 28.06.2011. The appellant paid an amount of Rs.73,938/- which according to the respondent is lower than the amount on maturity. The appellant claimed that as per the terms of brochure the amount double the basic sum , Rs.15,030/-assured is to be paid to him. 3. The appellant defended its a...
Tag this Judgment!The Assistant General Manager, Shriram Life Insurance Company Ltd. Vs. ...
Court: Andhra Pradesh State Consumer Disputes Redressal Commission SCDRC Hyderabad
Decided on: May-30-2013
Oral Order: (T. Ashok Kumar, Member)1. This is an appeal preferred by the opposite party against the orders passed by the District Consumer Forum, Vijayanagaram in CC.No.90/2011 dated 21.11.2011. For convenience sake, the parties as arrayed in the complaint are referred to as under: 2.The brief facts as set out in the complaint are that the complainants son by name Abotula Deepak took a policy No.LN1108000061344 for a sum of Rs.1,80,000/- on his life with the opposite party Company and paid the amount to the said Company. Her son died on 21.12.2008 on the spot in the bath room of his house having slipped and fell down and the said fact was intimated to the opposite party requesting to settle and pay policy amount to her being the nominee under the said policy. Thereafter the complainant received an intimation dt.8.6.2009 from the opposite party stating that they will settle the matter after submitting the claim forms. Accordingly the complainant sent the claim form along with original ...
Tag this Judgment!S. Rami Reddy Vs. the Divisional Manager Oriental Insurance Co.Ltd. an ...
Court: Andhra Pradesh State Consumer Disputes Redressal Commission SCDRC Hyderabad
Decided on: May-22-2013
Oral Order: (R. Lakshminarasimha Rao, Member) 1. Unsuccessful complainant is the appellant. He filed complaint claiming sum assured of Rs.55,329/- with interest @ 24% per annum and Rs.20,000/- towards compensation for suffering mental tension as also costs. 2. The case of the appellant as seen from the complaint is that he obtained universal health insurance policy from the first respondent through the second respondent for the period commencing from 28.7.2009 till 27.7.2010. The appellants wife was also covered under the insurance policy bearing No.433100/47/2010/3199. The second respondent is the employer of the appellant. The appellants wife was treated in Fernandez Hospital, Hyderabad as in-patient from 14.7.2010 to 17.7.2010 for abdominal hysterectomy for which the appellant incurred an amount of Rs.55,329/- towards medical expenses. The claim processed by the second respondent was repudiated by the first respondent making the appellant to file the complaint. 3. The first responde...
Tag this Judgment!M/S. First Flight Couriers Ltd. Vs. M/S. Sri Venkateswara Agencies (P) ...
Court: Andhra Pradesh State Consumer Disputes Redressal Commission SCDRC Hyderabad
Decided on: May-22-2013
Oral Order: (R. Lakshminarasimha Rao, Member) 1. The opposite party no. is the appellant. The first respondent filed complaint claiming relief of Rs.54,060/- with interest thereon towards loss of consignment and a sum of Rs.50,000/- towards damages for deficiency in service on the part of the appellant and the respondents no.2 and 3. 2. The first respondent used to send consignment through the appellant and submit debit note at the time of booking the consignment. The first respondent booked several consignments with the appellant on 19.10.2010 to be delivered at various destinations such as Hyderabad, Vijayawada, Thirupathi, Rajahmundry and Nellore. On enquiry made by the first respondent, the appellant informed it through letter dated 23.10.2010 that the consignment to be delivered at Rajahmundry was lost in the transit. The first respondent demanded the appellant to trace the consignment or pay the cost of the material and as there was no response to the letter addressed to the appe...
Tag this Judgment!Mukthavaram Venkataiah Vs. the Divisional Manager Life Insurance Corpo ...
Court: Andhra Pradesh State Consumer Disputes Redressal Commission SCDRC Hyderabad
Decided on: May-22-2013
Oral Order: (R. Lakshminarasimha Rao, Member) 1. Unsuccessful complainant is the appellant. He filed complaint seeking direction to the respondent to pay an amount of Rs.1,25,000/- towards amount collected as excess interest, as also compensation and costs. 2. The factual matrix of the case as seen from the averments of the complaint is that the appellant obtained Endowment Policy from the respondent for the sum of Rs.40,000/- with maturity date of the policy, 14.09.2008 for an amount of Rs.85,160/-.The respondent issued discharge form for an amount of Rs.19,995/- payable after deducting the loan amount of Rs.61,750/- and interest of Rs.13,269/- from the amount on maturity Rs.95,160/-.The appellant applied for housing loan of Rs.2 lakh and the respondent sanctioned an amount of Rs.45,000/- after processing the loan application belatedly. 3. The respondent had sent cheque for Rs.61,750/- to the appellant in the month of June,2006 without there being any request therefore, from the appel...
Tag this Judgment!Shriram Life Insurance Company Ltd. the Divisional Manager and Another ...
Court: Andhra Pradesh State Consumer Disputes Redressal Commission SCDRC Hyderabad
Decided on: May-22-2013
Common Oral Order : (T. Ashok Kumar, Member) 1.The appeal in FA 100/2012 was preferred by the complainant in CC 41/2011 on the file of the District forum I, Visakhapatnam. For convenience sake, the parties as arrayed in the complaint are referred to as under: 2.The brief facts of the complaint are that the complainants husband, by name, Maddi Madhava Rao, had taken two Shri Plus policies bearing Nos .LN 110600111522 and LN 110700000514 for Rs.3,00,000/- each from the Opposite party on 20.12.006 and paid Rs.10,000/- towards premium for each policy and that the e date of maturity was 28.12.2011. while the matter stood thus, on 31.12.2006, the complainants husband, Maddi Madhava Rao, died at around 9.45 AM due to severe chest pain and by that time he was not given the policies by the Opposite parties. After four months thereof, some staff members of the respondents Insurance company came to her house and enquired about reasons for the death of her husband and that she informed that her hu...
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