Andhra Pradesh Court April 2010 Judgments
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M. Parthasarathy Vs. the Branch Manager and Another
Court: Andhra Pradesh State Consumer Disputes Redressal Commission SCDRC Hyderabad
Decided on: Apr-12-2010
Oral Order: (Per Honble Justice D. Appa Rao, President) 1) Appellant is unsuccessful complainant. 2) The case of the complainant in brief is that his wife took an insurance policy on 2.11.2006 for Rs. 1 lakh on yearly premium of Rs. 10,000/- payable on 2nd November every year for a period of 10 years. She made him as her nominee in the event of her death. After paying two successive premiums she died on 8.12.2008. He submitted his claim; however the insurance company repudiated the claim on the ground that the policy was in a lapsed condition as on the date of her death. He alleges the stipulation that on failure to pay the premia for a certain period policy being lapsed is unjust. It is violation of Insurance Act. It is a fraud perpetrated on the policyholders. The company has its own policy document to its advantage. Article 15 was conveniently applied in order to deny his claim. Forfeiture clause should not be allowed to continue. In fact two categories of risks are to be covered b...
Smt Khasab Koyaklkar Vs. Dr. R. Venkati and Another
Court: Andhra Pradesh State Consumer Disputes Redressal Commission SCDRC Hyderabad
Decided on: Apr-09-2010
Oral Order (As per R.Lakshminarsimha Rao, Member) These two appeals arise out of the order passed by the District Forum-Nizamabad in C.D.No.114 of 2001 whereby the complainant filed F.A.No.1644 of 2006 and the opposite party no.1 filed F.A.No.608 of 2007 assailing the impugned order. F.A.No.608 of 2007 is taken as the leading case wherein the facts as represented by the parties are that on 15.9.2001 the husband of the complainant due to ill health was taken to the opposite party no.1 hospital. Even though the opposite partyno.1 treated him for three days failed to diagnose the disease he referred the patient to the opposite party no.2 hospital. The complainant admitted her husband in the opposite party no.2 hospital for treatment and she had paid Rs.35,000/- towards the expenditure for treatment of her husband. On 19.9.2001 the doctors at opposite party no.2 hospital informed the complainant that her husbands health had improved to some extent and collected an amount of Rs.10,000/- as...
N. Govardhana Babu Vs. the Branch Manager, Indian Overseas Bank and An ...
Court: Andhra Pradesh State Consumer Disputes Redressal Commission SCDRC Hyderabad
Decided on: Apr-09-2010
Oral Order: (Per Honble Justice D. Appa Rao, President) 1) Having heard the learned counsel for the appellant and having perused the material on record, we are of the opinion that the matter can be disposed of at the stage of admission. 2) Appellant is unsuccessful complainant. 3) The case of the complainant in brief is that he is a contractor having savings bank account with R1 Indian Overseas Bank (IOB). One Sri Ramabadra Raju had issued a cheque bearing No. 548809 Dt. 29.11.2006 for Rs. 45,000/-. Accordingly he deposited it in R1 bank for collecting the said amount. However, it did neither collect the amount nor return the cheque. On repeated enquiries, he could know that R1 sent the cheque for collection to its branch at Tirupathi, however its employees misplaced it. They did not take any steps to trace the cheque and therefore he could not collect the amount. Due to non-receipt of amount he could not complete his tender works. Therefore he sought for refund of the amount covered...
A.N. Ravi Kumar S/O Late A.V.S. Suryanarayana Vs. Union Bank of India, ...
Court: Andhra Pradesh
Decided on: Apr-08-2010
ORDERR. Subhash Reddy, J.1. In this writ petition, the petitioner has called in question memo dated 10-08-2009, issued in REF:RO:VSK:HRMD:6067/09, memo dated 10-08-2009, issued in REF:RO:VSK:HRMD:6274 and also memo dated 06-10-2009, issued in REF:RO:VSK:HRMD:6619/09.2. The petitioner is an employee of Union Bank of India. He was posted as Branch Manager of Bobbili branch. While he was functioning as Branch Manager, Bobbili, alleging some misconduct against him, he was placed under suspension, by order dated 06-10-2009, issued in REF:RO:VSK:HRMD:6619/09. In the order dated 06-10-2009, the petitioner was called on to explain as to why appropriate disciplinary action should not be initiated against him for the lapses alleged on his part. Prior to the said order, another communication was issued by the Assistant General Manager, informing that the services of the petitioner stand transferred to Chintapalli Branch as an Accountant.3. The impugned memos are mainly questioned on the ground th...
The Sub Post Master Sub Post Office Vs. Jonnalagadda Venakta Gayathri ...
Court: Andhra Pradesh State Consumer Disputes Redressal Commission SCDRC Hyderabad
Decided on: Apr-07-2010
Oral Order (As per R.Lakshminarsimha Rao, Member) Aggrieved by the orders in C.D.No.178 of 2006 and C.D.No.179 of 2006, the opposite party no.2 preferred F.A.No.863 of 2007 and F.A.No.865 of 2006. Since both these appeals deal with common facts they are being disposed of by a common order. The facts of the case as narrated by the complainant are that her father believing the version of the opposite partyno.1 deposited an amount of Rs.36,000/- on 22.10.1998 in the name of the complainant with the opposite party no.1 under monthly income scheme for a period of six years. The second opposite party paid an amount of Rs.390/- towards monthly interest to the complainant. The complainant opened a recurring deposit account with the second opposite party for an amount of Rs.520/- per month. The complainant deposited the monthly recurring deposit amount of Rs.390/- from her MIS account and Rs.130/- from her mothers MIS account, a total amount of Rs.520/- per month. The first opposite party was ...
M/S. United India Insurance Company Ltd Vs. C. Prabhakar Reddy
Court: Andhra Pradesh State Consumer Disputes Redressal Commission SCDRC Hyderabad
Decided on: Apr-06-2010
ORAL ORDER: (Per Honble Sri Justice D. Appa Rao, President.) 1) This is an appeal preferred by the opposite party insurance company against the order of the Dist. Forum directing it pay Rs. 60,847/- together with interest @ 9% p.a., from the date of repudiation till the date of realization. 2) The case of the complainant in brief is that he got his jeep insured with the appellant insurance company covering the period from 31.10.2004 to 30.10.2005 for Rs. 3,75,000/-. While so, on 29.10.2005 his driver who drove the vehicle while proceeding from Galiveedu to Kadapa he lost control of the jeep due to rain fall and the jeep was turned turtle. The vehicle was damaged. On report the police registered a case and the driver was sentenced to pay a fine of Rs. 500/- u/s 177 of M.V. Act. On intimation the insurance company appointed a surveyor who visited the scene of offence and noted the damages of the vehicle. He got it repaired at an automobile workshop at Kadapa by spending Rs. 60,847/-. Wh...
K. Srinivasa Rao Vs. M/S. Country Vacations-customers-care Executive, ...
Court: Andhra Pradesh State Consumer Disputes Redressal Commission SCDRC Hyderabad
Decided on: Apr-06-2010
Oral Order: (Per Honble Justice D. Appa Rao, President) 1) Appellant is unsuccessful complainant. 2) The case of the complainant in brief is that he became a member on persuasion made by the respondent for purchase of points covered by he was entitled to get right of occupation at Country Vacations International Holiday Club for ten consecutive years by paying Rs. 60,000/- through credit card. He executed an agreement for Rs. 1,36,000/- and remaining amount to be paid by him at a later date. When he found that there was discrepancy in the agreement wherein it was mentioned that he had paid Rs. 1,36,000/- whereas he paid Rs. 60,000/-, he went to the office, and found out that they concocted the agreement wherein they made a mention that he had to pay Rs. 76,000/-. The agreement was obtained under duress to enrich themselves by playing fraud against him. Sensing fraud, he cancelled his membership, and requested them to refund the amount. Finally they refunded Rs. 45,000/- which he had ...
Godavari Valley Industrial Development Trust (Regd) and Others Vs. Nim ...
Court: Andhra Pradesh State Consumer Disputes Redressal Commission SCDRC Hyderabad
Decided on: Apr-06-2010
Oral Order: (Per Honble Justice D. Appa Rao, President) 1) This is an appeal preferred by the opposite parties against the order of the Dist. Forum directing them to refund Rs. 14,000/- with interest @ 9% p.a., from the date of complaint till the date of realization with costs of Rs. 1,000/-. 2) These three appeals arise against the order of the Dist. Forum in three complaints filed by husband, wife and their son claiming the amounts covered under the fixed deposit receipts. Though separate orders were passed in an identical facts, we are of the opinion that all the three appeals which arise from the said orders could be conveniently disposed of by a common order for which both parties agreed. 3) The case of the complainants in brief is that opposite parties 2 to 4 constituted first appellant trust by name Godavari Vally Industrial Development Trust and introduced fixed deposit receipt (FDR) scheme attracting the general public to deposit certain amounts and undertaking to refund th...
Dr. P.J. Brahmanandam Vs. G.V. Venugopala Sharma
Court: Andhra Pradesh State Consumer Disputes Redressal Commission SCDRC Hyderabad
Decided on: Apr-06-2010
Oral order:(Per Smt.M.Shreesha, Honble Member) Aggrieved by the order in C.C.No.136/2005 on the file of District Forum-II, Krishna at Vijayawada, opposite party preferred appeal F.A.No.292/2007 and the complainant preferred F.A.No.655/2007. Since both the appeals arise out of the same C.D., they are being disposed of by a common order. The brief facts as set out in the complaint are that the complainant, who was working as an electrician in Koneru Lakshmaiah Engineering College on a monthly salary of Rs.3,700/- suffered spinal problem and underwent surgery for L4 and L5 long back an it was subsided. The complainant again suffered with severe back ache and hence he approached the opposite party on 24-11-2003 and it was diagnosed that the complainant was suffering with Pelvic Traction, NSAIVS and Epidural with symptoms of back pain and prescribed medicine but the pain did not subside. The complainant again approached opposite party and after investigations, the opposite party came to a ...
Gudluru Premavathi Vs. Andhra Bank Housing Finance, Guntur and Another
Court: Andhra Pradesh State Consumer Disputes Redressal Commission SCDRC Hyderabad
Decided on: Apr-06-2010
Oral Order :(Per Smt. M. Shreesha, Honble Member) Aggrieved by the order in C.D.No.220/2006 on the file of District Forum, Prakasam Dist. at Ongole, the complainant preferred this appeal. The brief facts as set out in the complaint are that the complainant applied for the house loan of Rs.3 lakhs from opposite party no.1 in the year 1998 and both the complainant and her husband furnished their service and salary particulars including their date of births in the loan application undertaking their certificate of pay to the effect that the repayment of EMI amounts would be deducted from their salaries and her husband stood as surety. After all the required particulars and undertakings from pay drawing officers, opposite party no.1 sanctioned house loan of Rs.2,25,000/- at 15.5% interest with direction for repayment in 60 E.M.Is of Rs.2,660/- per month from the complainant and Rs.3000/- per month from her husband who stood as surety in discharging the said house loan and the recovery of ...
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