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Reverse Mortgage (hecm) - Definition - Law Dictionary Home Dictionary Definition reverse-mortgage-hecm

Definition :

reverse mortgage (hecm)


the reverse mortgage is used by senior homeowners age 62 and older to convert the equity in their home into monthly streams of income and/or a line of credit to be repaid when they no longer occupy the home. A lending institution such as a mortgage lender, bank, credit union or savings and loan association funds the FHA insured loan, commonly known as HECM.



Source: U.S. Department of Housing and Urban Development


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