Court : Bihar State Consumer Disputes Redressal Commission SCDRC Patna
Decided on : May-29-1995
..... was the complainant before the district forum. 2. the facts of the case as put in by the complainant before the district forum may be briefly noticed. the opposite party life insurance corporation of india, divisional office, oy-h.s. patna (hereinafter called lic) sanctioned a loan of rs. 1,60,000.00 under oy.h scheme of the lic to the complainant ..... question of reasonableness of the consideration or price charged for the services rendered or to be rendered. the lic has to satisfy itself with regard to the title of the applicants over the land before granting loan for house construction and therefore get the documents and papers examined by an advocate and hence negligence and deficiency of service cannot be alleged ..... noticed the opposite party appeared and challenged the claim of the complainant alleging inter alia that before sanctioning loans the lic gets the documents and the papers filed by the applicant examined by an advocate to ascertain title in every case for which they have to pay the advocate. the documents and papers of the complainant were examined by mr. s ..... dispute. in the instant case also it is a question of pricing of or charging for service in connection with the application for loan by the complainant. hence no dispute with regard thereto can be raised under the c.p. act. the national commission has observed in the case of indian bank association v. archana kamath and others, i (1995) cpj 75 .....
Tag this Judgment!Court : Bihar State Consumer Disputes Redressal Commission SCDRC Patna
Decided on : Mar-30-1995
..... as a policy can not be called in question after two years on ground of mis-statement. section 45 reads as follows : 45. policy not to be called in question on ground of mis-statement after two years no policy of life insurance effected before the commencement of this act shall, after the expiry of two years from the date of commencement of this ..... that it suppressed facts which it was material to disclose. 7. the learned counsel for the complainant placed reliance on the decision of patna high court in the case of life insurance corporation of india v. baidyanath singh and others, a.i.r. 1978 patna 334 in support of his submission. but this decision does not support the contention of the learned counsel ..... manager to sr. divisional manager and letter of repudiation. since in the present case it cannot be said that the insurance company has repudiated the claim without proper application of its mind if the complainant feels aggrieved by the decision of the insurance company, the proper remedy to be restored to is only the institution of civil suit. we are fortified in our ..... age as about 45 years by mentioning an incorrect date of birth as 30.4.43 in the proposal form; and that on the date of proposal the insured was of more than 80 years and his was not insurable life as the lic does not issue policy on the life of a person aged sixty years or more. it is further averred that after .....
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