Court : West Bengal State Consumer Disputes Redressal Commission SCDRC Kolkata
..... the fact goes that immediately after reporting of the accident at the steel melt shop of the complainant on 23.06.2008 , the surveyor visited the plant of the complainant and got a written statement from one mr. s.s. .....
Tag this Judgment!Court : West Bengal State Consumer Disputes Redressal Commission SCDRC Kolkata
..... admittedly and avowedly, it is a personal accident policy issued by the appellants in favour of the respondent 1 through the respondent 2, the insured and the real beneficiary is the respondent 1 and that under the scope of cover and benefit, certain five items have been listed, but not any other type of accident including the loss of fingers. ..... the policy being a personal accident policy and the sum insured or part of the sum insured is paid only when the insured suffered any of the disabilities described in the policy. ..... advocate for the appellants has made out that in this case it is a named peril policy which is to be indemnified upon happening of an accident as defined in the policy itself and loss of three fingers as happened in this case does not fall within the scope of this personal accident policy. ..... due to such accident, he became 60% physically disabled and the office of the superintendent, district hospital, dakshin dinajpur, balurghat issued disability certificate. .....
Tag this Judgment!Court : West Bengal State Consumer Disputes Redressal Commission SCDRC Kolkata
..... district forum, in brief, was that the complainant in the capacity of an employee under south eastern railway, adra, met with an accident on 27.04.05 and sustained injury on his left wrist. .....
Tag this Judgment!Court : West Bengal State Consumer Disputes Redressal Commission SCDRC Kolkata
..... advocate for the respondent no.1 has submitted that the requirement of identity proof of the insured person should have been called for at the initial stage and not at the time of contingency on the happening of an accident of the insured person and it was the bounden duty of the insurance company to clear it at the threshold. ..... under the group janata personal accident policy, the sum insured varied from rs.50,000/- to rs.10,00,000/- and the periods of coverage were 1,3,5,7,9,10,12,14 and 15 years. ..... and to increase its business it had decided to cover its employees and/or fieldworkers under insurance coverage, rather to offer an incentive to its investors the benefit of insurance coverage under two heads, mediclaim and janata personal accident policy of new india assurance co. ..... it is the case of the complainant/respondent no.1 in her petition of complaint is that her son, tapan banerjee secured a group janata personal accident insurance policy from the o.p. ..... insurance company, one on 29.07.1998 for mediclaim policies and another on 30.12.1998 for personal accident. .....
Tag this Judgment!Court : West Bengal State Consumer Disputes Redressal Commission SCDRC Kolkata
..... concerned swaraj mazda matador at a cost of rs.6,34,272/- (rupees six lkahs thirtyfour thousand two hundred seventytwo), being financed by the op no.3 and the same was insured with the op no.2 through the op no.3, and there has been an accident on 04/05.12.2009 and the driver of the vehicle died in such accident and other passengers were admitted to the hospital by the local people and the vehicle was totally damaged. ..... the ops have rightly repudiated the illegal claim of the complainant on 27.01.2010 on the point that the driver, who was driving the vehicle at the material point of time of accident, was not holding a valid and effective driving licence. ..... thus, by moving the vehicle from the place of accident beforehand, the insurance company has been denied the right to conduct a sport survey in order to ascertain the veracity of the claim. ..... the insurance company has a sent a letter on 27.01.2010 repudiating the claim on the ground that the driver, who was driving the vehicle at the material point of time of accident, was not holding a valid driving licence. ..... the said vehicle met with an accident on 04/05.12.2009 at 12.30a.m. .....
Tag this Judgment!Court : West Bengal State Consumer Disputes Redressal Commission SCDRC Kolkata
..... district forum that the complainant came in contact of the high tension electric wire of the op no.1 which caused the accident to the complainant, causing severe burn injuries. ..... for such accident, he fails to lead normal life and avocation. ..... the accident occurred due to drawal of unauthorized and unsafe cable line over the pcc pole support not for its negligence. ..... the accident took place as the electric line was not protected properly. .....
Tag this Judgment!Court : West Bengal State Consumer Disputes Redressal Commission SCDRC Kolkata
..... forward with the case to the effect that inspite of having valid insurance coverage in respect of the vehicle in question which was being driven by driver having valid license, met with an accident, causing serious damage to the vehicle and the matter of accident was duly informed to the insurance company and subsequently the vehicle was put in garage for the purpose of effecting repairing which was also informed to the insurance company but ..... of hearing, it has been submitted on behalf of the respondent/complainant that the complainant has been able to substantiate this case reasonably well and as opposite party, insurance company inspite of being informed in detail about the accident and subsequent effecting of repairing of the said vehicle, has arbitrarily and whimsically repudiated the claim on false and fictitious grounds. ld. ..... according to the appellant, on 21.07.2099, the vehicle met with an accident and got damaged. ..... the information of accident was duly informed to the insurance company on the same date and thereafter the vehicle was taken to motor garage for the purpose of effecting repairs and the same was also informed to the insurance .....
Tag this Judgment!Court : West Bengal State Consumer Disputes Redressal Commission SCDRC Kolkata
..... the complaint case, in brief, was as follows: the petitioner is the wife of late gaya rabi das, who had obtained a group janata personal accident insurance policy (no. .....
Tag this Judgment!Court : West Bengal State Consumer Disputes Redressal Commission SCDRC Kolkata
..... prabir kumar das while on duty as executive engineer, 24-parganas (south), zilla parishad at ganga sagar mela met with an accident on 14/01/04 at about 11.15 p.m. .....
Tag this Judgment!Court : West Bengal State Consumer Disputes Redressal Commission SCDRC Kolkata
..... the assessor, sri pranay pal after examination of the vehicle opined that the damage/formation of cracks of the vehicle happened due to brittleness of the lh/rh chassis without any incident of accident. .....
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