Reliance Consumer Finance (Division of Reliance Capital Limited) Vs. Randhir Singh Saini and Others

Decided On : Dec-24-2013

Court : Union Territory Consumer Disputes Redressal Commission SCDRC UT Chandigarh

LAW: Section 12, the Consumer Protection Act, the Companies Act, Section 2(1)(d, Section 2(I)(o, Act 62 of 2002, Section 2(1)(o, Section 2(1)(d)(i, Act 62 of 2002, Section 2(d, Section 12, the Consumer Protection Act, Section 3 of the Act, Section 3 of the Act

PERSON: Dev Raj, Chandigarh, Mansa Devi Complex, Panchkula, Tehsil Raipur Rani, Chandigarh, C-4, C-5, Rs.9,59,615.08, Kirpal Singh, Sale Deed, C-8, Banks, Rs.5,00,000/-, Rs.1,00,,000/-, RLHLCHA000128977, C-3, C-5, Usha Vaid, Anr, Anr, Bench, Glass, Shushma Goel, C-3, Repayment, Schedule, Loan AmountRs.2,12,00000-00, 07.08.2010, Rs.4,79,807.54 P., Margins, Map, Usha Vaid, Anr, Record Room

CARDINAL: 1, 13, 2, 17.11.2005, one, two, two, 13.4.2011, 23, 8, two, one, 24.05.2011, 3, 4., 24.5.2011, 5, No.2, 4, 120, 108, 7.8.2009, 6., 8., 9, 10, 24.05.2011, 19.10.2011, 11, 19.10.2011, 12, two, 16[users, 17[housing, 13, 2(1)(d)(ii, five, 525, 14, 1996)6, 7, 15, 4,79,807/-, 07.08.2009, 2.9, 6, 16, tranche31.05.09, 3%12-24months, 3%12-24months, 17, 18, 19, 8, 20, 21, 4.1, 4.2, 22, 2.7.2012, 26.06.2012, one, 23, 24, 187, 25, 26, 27, 28, 29, 30, 31

ORG: the District Consumer, District Forum, the Appellant/Opposite Party, the Opposite Party, The Opposite Party, the Opposite Party, HUDA, ICICI Bank Ltd., the Opposite Party, ICICI Bank, the Opposite Party Finance Company, the Opposite Party, 30.5.2009, the Opposite Party, the Opposite Party, IGC, M/s JandK Aluminium Company, M/s. Phoenix Transmission Products, State Bank of India, Specialised Commercial Branch, State Bank of India, the Opposite Party, the Opposite Party, 20.5.2011, C-6, the Opposite Party, 20.5.2011, the Opposite Party, the Opposite Party, the Opposite Party, Rs.1,65,450/-, Reserve Bank of India, National Housing Bank, Reserve Bank of India, Housing Finance Companies, the Competent Commission of India, the Opposite Party, the Opposite Party, the Opposite Party, Opposite Party, Reliance Capital Limited, the Opposite Party, 30.5.2009, Rs.2,12,00,000/-, Rs.3,33,621, Hatsum Agro Products Vs, Industrial Development Bank of India, Bank, the Opposite Party, the District Forum, the Appellant/Opposite Party, Opposite Party, M/s JandK Aluminium Company, C-6, the Policy of National Housing Bank, the Reserve Bank of India, the Opposite Party, National Housing Bank, Home, House, œState Bank of India Vs, State, Disputes Redressal Commission, Revision Petition, the National Commission, S.L.P (Civil) No.16345/2007, the Honble Supreme Court, Opposite Party, Opposite Party, Schedule, Economic Transport Organization Vs, Charan Spinning Mills, P) Ltd., CPJ 4, SC, the Honble Apex Court, Birla Technologies Ltd., Allied Industries Ltd., R.R.B. Energy Ltd., the Honble National Commission, Opposite Party, the District Forum, Loan Agreement (, Fair Engg, SCC385, C.C.I Chambers Coop, Housing Society Ltd., Credit Bank Ltd., the Appellant/Opposite Party, the Opposite Party, 30.5.2009, Borrower, Borrower, the Effective Date, Borrower, Borrower, Borrower, Borrower, Lender, Borrower, Borrower, LoanCommercial, Opposite Party, National Housing Board, the District Forum, the National Housing Bank, Reserve Bank of India, National Housing Bank, the Master Circular &, Housing Schemes &, Board of Directors, Rs.30, Rs.70 Lacs, The District Forum, Account No, O/S Principal, Home, Housing, the Appellant/Opposite Party, Karnataka State Financial Corporation, AIR, the Financial Corporation, Industrial Development Bank of India, Chennai, the Madras High Court, Rs.51,42,895/-, State Bank of India Vs, Opposite Party, Opposite Party, the District Forum, Certified Copies

GPE: p.a., District Panchkula, Singh, New Delhi, Lender, Loan, Lender, p.a., Rs.50.00

DATE: Rs.10,000/-, 30 days, Sector 5, 13.11.2009, 30.05.2009, 07.08.2010, Sector 17, 16.6.2011, October, 2010, 1986, 1956, the year 2009, monthly, monthly, Rs.93,520/-, 30.05.2009, the year 1989, 27.04.2007, 26.07.2007, 19.09.2008., 15.03.2003, 15.03.2003, 2010, 2011, 2011, 2003, six) months, monthly, 6-12months, six months, 12 months, 12 months, 24 months, 19.10.2011, October 19,2011, 19.10.2011, 30.05.2009, July 2, 2012, October 31, 2011, June 26, 2012, 2007, 2001, 14.10.2009

WORK_OF_ART: Deed of Conveyance

FAC: Village Haryoli, the District Forum, the District Forum

PRODUCT: 24.5.2011, No.1, Rs.4,79,807/-, Rs.4,79,807/-, Para No.3, Para 4.1, Tier II

ORDINAL: first, first, second, second, First, first, first, first, firstly, secondly

LOC: Rs.65,25,502.15, Policy

PERCENT: 50%, 18%, 50%, 50%, 2%, 2%, 5%, 3%, 2%, 50%

NORP: Rs.4,79,807.54

TIME: 3 of the Act