Act Info:
Preamble1 - CREDIT INFORMATION COMPANIES (REGULATION) ACT, 2005
Chapter I Section1 - Short Title, Extent and Commencement
Section2 - Definitions
Chapter II Section3 - Prohibition to commence or carry on business of credit information
Section4 - Application of Registration
Section5 - Grant of Certificate of Registration
Section6 - Power of Reserve Bank to Cancel Certificate of Registration
Section7 - Appeal Against order of Reserve Bank
Section8 - Requirement as to Minimum Capital
Chapter III Section9 - Management of Credit Information Company
Section10 - Power of Reserve Bank to Determine Policy
Section11 - Power of Reserve Bank to Give Directions
Section12 - Inspection of Credit Information Company, Credit Institution and Specified User
Chapter IV Section13 - Powers and Duties of Auditors
Chapter V Section14 - Functions of a Credit Information Company
Section15 - Credit Institution to be Member of a Credit Information Company
Section16 - Failure to Become a Member of a Credit Information Company
Section17 - Collection and Furnishing of Credit Information
Section18 - Settlement of Dispute
Chapter VI Section19 - Accuracy and Security of Credit Information
Section20 - Privacy Principles
Section21 - Alteration of Credit Information files and credit reports
Section22 - Unauthorised Access to Credit Information
Chapter VII Section23 - Offences and Penalties
Section24 - Cognizance of Offences
Section25 - Power of Reserve Bank to Impose Penalty
Section26 - Application of Fines
Chapter VIII Section27 - Power of Reserve Bank to Specify Maximum Amount of Fees
Section28 - Disclosure of Information Before any Court or Tribunal or Authority
Section29 - Obligations as to Fidelity and Secrecy
Section30 - Protection of Action Taken in Good Faith
Section31 - Bar of Jurisdiction
Section32 - Power of Reserve Bank to Exempt in Certain Cases
Section33 - Application of Other Laws not Barred
Section34 - Amendment of Certain Enactments
Section35 - Removal of Difficulties
Section36 - Power to make rules
Section37 - Power of Reserve Bank to Make Regulations
ScheduleI - THE SCHEDULE